QUOTE(maskedchan @ Sep 22 2014, 03:46 PM)
money can earn back but face wont come back...
But if you can earn back and you didn't spend you will have double
Those who concern too much about face will waste money one I feel. That's why company like to advertise on 'lifestyle', and why even poor people will take CC debt to buy nice furniture to show off.
Maybank2Kard Amex give you 7% return but by using it you spend 200% what you would spend otherwise, is it you gain or lose?
QUOTE(victorywp @ Sep 22 2014, 03:59 PM)
lol... as if got reporter will report your news in newspaper or magazine. only a cashier or one or two customers behind you know only ma. wear a cap and sunglasses, i also don't know who is who lor...

Exactly. Face must maintain in front of important people only. Not random people in shopping mall lining up. If my HLB Wise Gold give me 10% cash back why should I use Amex on weekday 2% effective cashback?