To swipe beyond CC's limit, we just bank in the amount needed (minus the limit readily available)??
So it's like to swipe 10k, limit is 5k, just bank the difference 5k to the CC right?!

thanks for assurance. Coz I'm going to pay for tuition which is way more than my current limit.

MBB never revise limit annually, guess swipe too less every time.

regarding the -VE outstanding amount, it should be fine..
I used to bank in extra into the CC, but that was 2-3 years back..

credit limit is usually 4x of the salary, right?

mine is about 2x.
guess good paying record and years of loyalty didn't help.

I used to have OCBC four/five years back.
generous CL, automatic card status upgrade.

this im not surprised as it has occurred many times to me
their internal security policy la..

i have also called to tell them to not block my next transaction within a specific timeframe.
tada. order placed, five days later an email came to me telling me that payment was declined.

if u dont bother the rebate thing, use Visa. it'll just go through

my case was the Amex reported lost and never ask for replacement.
hence one card

that was last year when i briefly stayed overseas to study.
oversea admin fee so high then dont bother lo
now come back to msia, use amex gao gao but alsp limited usage at my place

anyone got the actual Maybank Card Centre toll free number?

alright. thanks
every time wasted a lot credit calling to them