Latest developments

1. 11/07/2014 - GST of RM50 x 2 = RM100 will be charge for Maybankard 2 Cards for cards approved 9 July 2014 onwards. Existing cards will not be affected. You must keep BOTH cards at the same time and cannot choose to cancel the visa/master.
Article by Gen-X: http://generationsxyz.blogspot.com/2013/10...ith-credit.html
2. The MBB 2 AMEX is now accepted at Petronas Pump Stations Proud to say that Gen-X was the first to report it here at LYN.
3. Tokio Marine Insurance accepts AMEX.
4. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX.
5. Maybank2U can pay TNB, Telekom bills using Amex.
6. 31/10/13 - MBB 2 AMEX now has MSOS SafeKey, do call customer service to register if your online transaction is being rejected


Now the bad news for 2013.

1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:


http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal


2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX But if we plan properly, we still can earn 5% cash back on weekends



Previous Threads

Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.
Click here to read Maybankard 2 Cards V7 Thread.
Click here to read Maybankard 2 Cards V8 Thread.
Click here to read Maybankard 2 Cards V9 Thread.

Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Who can apply?

* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.



But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within an hour or so. Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


You can check your Maybankard 2 Cards transactions online with Maybank2U.com

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Other Related Threads in this Forum:

Places to use your Amex v2 (thread)
Simple PDF version

American Express® Cards v3

Click here to Pumping Petrol with your CC Thread.

Click here to SMS Alert - You're Not In Control Thread.

Want to know if the Maybankard 2 American Express Treats Points good for converting to Enrich Miles? Click here and read this thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.

Other Related Links.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Effective cash back rate with credit cards

Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption


Online Hotel Booking with Credit Cards by Gen-X

This post has been edited by alexwsk: Aug 29 2014, 11:19 PM

Maybankard 2 Cards FAQ:

0. This is a 2 cards combo - AMEX together with master/visa, you CANNOT cancel the master/visa and leave the AMEX alone.
1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived (for cards approved before 9 July 2014), but RM50 GST for Visa/MC remains. So cards approved before 9 July 2014, RM50 GST. Cards approved after 9 July 2014, RM100 GST.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard, so the total is RM50.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online. Some branches are known to be unable to link both cards into a single M2U account.
11. If you cannot swipe the card at the merchant, call Customer Service number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour (Monday to Friday).
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for stations that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. 12,500 Treats Points (inflated since 1st Aug 13) to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card) or redeem online at https://www.maybankard.net.my/.
18. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
19. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
20. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date does not matter.
21. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE. Here's a detail example by ronnie
22. You can choose your preferred statement date, just call customer service to request.
23. For EzyPay via Amex aka installments during weekend, cash rebate and treat points will be given for the FULL AMOUNT one shot and not by the monthly installments amount.
24. Amex Toll Free customer service number is 1800889559.
25. Increase your credit limit by using http://www.maybank2u.com.my/WebBank/CLIP-AppFormEng.pdf



NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.

This post has been edited by alexwsk: Sep 25 2014, 10:23 PM

Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go
PAYPAL + Visa/Master + RM/foreign currency = good to go

For PAYPAL with MBB 2 AMEX to earn 5% cash back (Non RM Transaction Only).

*

For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Verified link by ronnie on 24 May 2013: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards

Confirmed by nuodi on 09/01/2014 and cempedaklife on 22/06/2014: Additional 5% usual cash back for M2 Amex during weekend
And with above together with zenquix's hard work below:



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay TNB and TM bills through Maybank2U as well
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by ck23
*


Using Maybankard 2 AMEX to Pay for Maxis bill
This post has been edited by alexwsk: Oct 15 2014, 02:47 PM

Anyway you can use AMEX for Steam purchases or online subscriptions like World of Warcraft

5x rewards points + 5% cashback is awesome

I am using the AMEX as my online card , as I have maybank petronas visa for petrol and i am waiting for my regular master card (they sent me visa) for regular use

But nowdays use less of Amex already unless quota met using other cards

Reporting In

regular use also use AMEX!! (if accepted )
and petronas visa? maybe only after you over quota at weekend, else, use AMEX as petrol card too

check in

awesome v10!

just redeemed all my points for Rm350 Anthler luggage bag at Maybank Treats fair Mid Valley.... Not really that bad...at least there is something that i want at treats fair.

was checking out CBTL and Diamond (Aristto) coffee machines, CBTL offers 20% off and free 6 months installment but at the end did not buy either.

How much FD one have to place in order to get a Platinum MB2C Amex/MC? RM20,000?

Which branch should I contact or call up to get this done, without revealing my BE Forms or salary slips.

This post has been edited by nsx88: Jun 23 2014, 12:14 AM

i remember one forummer here pledge 20k, i feel you can try lower perhaps 15k. (At the end of the day, amount you pledge = your CC credit limit)

I think you can try per below

1. Place X amount as fixed deposit with Maybank for 1 year
2. Bring your FD Cert to their card center and tell them your intent.

I got my platinum cards by pledging 10K in FD and got the cards within 2 weeks.
try maybank KLCC branch.

shud i do this too? feel troublesome wan show ssm to upgrade from gold to platinum

Hi guys, currently my statement date is on 8th day of every month, and payment due date is on 28th.

Can I request Maybank to change my payment due date at beginning of each month? Because my salary is on at 30th.

IMO, not that practical to lock down your fund into FD in order to get equivalent credit limit.

any particular reasons to upgrade to Platinum besides the higher credit limit?

you cant change the due date. you can only change the bill date.

so far, the bill dates are as follows: 3rd, 6th, 8th, 12th, 14th, 18th, 21st, 26th, 28th, end of the month.

best would be bill date = 12th, so that the due date = either 1st or 2nd of following month (except on March whereby Feb has lesser days).

i believe the transaction cost for foreign currency is quite high for mbb2 amex, around 2.5%. This might offset any cashback you receive especially if is the amount is quite high. though i might be wrong.

You ask Maybank CS to change your Statement Date in orde for the Due Date to be moved

Good Morning,

Yup, this card is great. Going to redeem my points soon again. Skipped the treat points fair coz I only redeem giftcard/voucher.

Didn't realize can top up Starbucks using Amex. *embarased*

the treatfair voucher redemption is worth as less point for more voucher.
eg 12500 RM50 tesco voucher or 25000 RM100 Jusco voucher compare to 13750 rm50 tesco vocuher or 26250 rm100 jusco voucher.
THks

I get a better deal for Aeon Big voucher at the Maybank Centers. Thanks.

To swipe beyond CC's limit, we just bank in the amount needed (minus the limit readily available)??
So it's like to swipe 10k, limit is 5k, just bank the difference 5k to the CC right?!

I swipe amex at shell petrol station, pump RM56+ but receive an sms RM250, it should be ok right?

yes

If I'm not mistaken, U can't bank in this way.

If u want to swipe 10k in 1 lump sum, but ur limit is only 5k, u have to call CS to temporarily increase limit.
I don't think they allow NEGATIVE figure in ur Outstanding Amount, so u can't deposit extra money into the CC.

Correct me if I'm wrong.

thanks for assurance. Coz I'm going to pay for tuition which is way more than my current limit.

MBB never revise limit annually, guess swipe too less every time.

regarding the -VE outstanding amount, it should be fine..
I used to bank in extra into the CC, but that was 2-3 years back..

you can bank-in the money into the cc account first to make an overpayment.
credit limit + overpayment = new credit limit

Guys, I try to purchase GSC cinema ticket online through GSC website. My maybank 2 card AMEX was unable to purchase, it says some error. I then tried with the Maybank Visa and it cleared. Anyone here manage to use AMEX to purchase GSC tickets online?

I see. This is new to me.
Last year, I tried to pay my MBB credit card outstanding amount which around 5xx from my MBB saving account. But I accidentally key in 15xx. It does not allow me to pay. By that time I thought MBB doesn't allow me to transfer extra payment. Maybe I'm wrong.. Hahaha..

gsc online does not accept amex.
if you want, better go to tgv and use your amex on the spot to buy at the counter.

during early days of maybank2u, we can pay extra to the credit card and then can even get interest paid on that amount.

then they realized they will losing money and set a limit in maybank2u to pay up to balance only.

you can select to pay any amount in m2u. otherwise, you can bank-in cash using their cash deposit machine.

Yes, correct

You can have negative value in the CC.

Transfer fund from Saving/Current Account to Credit Card which more than the outstanding balance is not allowed in Maybank2U. However, u can choose to deposit from CDM, other pay your CC bill from other bank (Interbank GIRO/MEPS), or pay via cheque.


that's a big loophole last time, now no longer get interest when statement shows negative balance haha.

mb2 platinum or petronas mb platinum. which one is more good?

of course 2cards better... you get 5% cashback and 5x points as well (for weekends) for anything/anywhere/any day.

It's normal. Petrol station charge RM200-250 as deposit when we use credit card at the pump. The correct amount will be shown in your account after process.

but petronas maybankard give 8x point for petrol and groceries on weekend

My billing date is 18th. Payment due every month around 7th-8th. So after month end salary, got one week buffer.

petronas cc (weekends) = 8x points = 3.2% rebate

mbb2amex (weekends) = 5%+5x points = 5%+2% = 7% rebate

*using conversion of 1x point = 0.4%

Ok. 5% + 5x point. Thanks for clarification.

for weekdays both should be the same 5x points (but amex not limited to petronas and groceries only).

alexwsk Thank you for the hard work in keeping this thread. Anyway, is there a change in Paypal payment processing time zone ? Because it seems the post about Paypal payment processing time zone which is in US Central Time Zone (despite its HQ is actually in LA which is under Pacific Time Zone) has been taken off since thread V9 ? The original quoted post about Paypal time zone was in post #3 V8. Can you please look into it ? Thanks.

Haha cz got put fd with maybank for few year d. So think wan use this way.

Juz for the card hehe ntg special

ahhh i suppose no harm trying

pledge premier la

MilesAndMoreadded quote from beastx and cybpsych regarding paypal transaction is following malaysian time now
any users with different experience pls update, thx

This post has been edited by alexwsk: Jun 23 2014, 02:40 PM

Oh. Ok. All the time in my Paypal receipt is in Pacific Time Zone but previously all payment was processed under US Central Time Zone. Anyway, i just made a transfer in USD around 12.40pm just now. Will update when that transaction has been posted to my M2U.

Checking in

Time to flood v10 . Pledge premier? Thats need a min. 50k pledge with no chance to waive pledge after 1 year !
Somemore... No weekend rebate ... No AF waiver if annual trnx is <80k & RM100 GST !! No point unless you wanna hunt for enrich miles.

not necessary to pledge 50k though..
someone able to do lesser than 50k due to that person already have high credit limit on mbb2card...
so only pledge for lesser and combine the credit limit with mbb2card...

anyone manage to get extra 10% off your sushi bill after the 10% discount with sushi king card?

if not wrong is use either 1 onli

when the promo first out i got 10% member dicsount then extra 10% from maybank card

but recently no longer getting the extra 10 already

Reporting in...

Congra V10

anyone redeem electrical product via TP b4? any advice on this?


was considering to redeem a mixer @41000tp=rm 164, or shud i chg for aeon/aeon big voucher then buy there or direct from senheng (as i always do but hate the membership thingy and push for extra warranty,boycott them d)

thx

i used my points once at Sony for a camera, on the spot redemption. the general conversion rate now is 250TP = RM1

fuh... v10 already... reporting in.. and no kenot, better use ur sushi king card instead the maybank card, cause maybank card required more than rm 60 spending, if not mistaken

hi all, i got sms from MBB saying that my cc application is approved. How long it takes to be available for collection?

i opted to collect from KL HQ

normally within 1 week

http://bills.maybank2u.com.my/ccedm/edm_CC436/CC436.html

My friend work in singapore but stay in Johor, can she get maybank credit card in malaysia?

is this means spending on anything?
or limited to mcc code?

So far, everything as long as they take Amex

can but subject to approval. Depends on how they assess her income.

Can! Take your friend IRAS NoA and WP to City Square branch to apply.

This post has been edited by Wongchoy: Jun 24 2014, 09:30 PM

Maybank msia and spore abang adik.
If live in spore, jz call up or visit maybank spore hq near raffles place for more info. If cannot apply direct in spore, den go jb apply but ask them send card to maybank spore branch. They can do that (but that's around 5 years ago so am unsure what's the policy now).

They convert the income from SGD to RM?

they are on different management...
u need to apply in malaysia if u need a malaysia cc...
after that u could ask the officer to courier to any of your address in Singapore...

You go to MBB Battery Road you 100% will end up with S'pore card.

will show on 1st next month.

You will see your cashback in 1 week time

Cash back will only shown during 1st day of the month for the previous month's transactions.

they have a way to convert the income, not sure what formula they use. maybe 1*2 or 2.5

in fact, 2nd of month will appear in m2u

thanks. got email from cardcentre today. Cards are ready for collection.

Should be around 3 or 4 days. Branch will call u

want to apply card but dun wan take work leave to visit card centre or maybank branch, what other option?

n my friend said if apply thru maybank about one month will receive, if centre same day receive, true?

card center open on weekend as well

i see.. in JB city square only eh?

Open on weekend but same day processing only on weekdays though. Found out the hard way =(

go check mbb branches working hours. City square mbb confirm is opened half day until 12 or 12.30pm on saturday

hi guys ~

sorry noob question, I juz got my M2 Plat cards today ~

so i wanna ask which card should i link with my paypal account?

- visa cheaper conversion fee

- amex 5% cashback on weekends

thanks sifus ~

hi guys

1 question here.

my statement show this on my maybank2card (Amex)



but then on my visa card, another tax been charged which is RM50 but didn't show paid.

so i would like to know the tax is charged on amex card or it is been waived. because customer service told me only charged on visa itself.

thanks

This post has been edited by cx2531: Jun 25 2014, 05:55 PM

duplicated post.



This post has been edited by cx2531: Jun 25 2014, 05:55 PM

Please read 1st page, 2nd post, no 3.