Pay it ASAP, I think they can penalty you on over swipe. Give card center and call.

But I got my flight ticket transaction declined, over my credit limit of rm15000 by rm4+++.
I have to settle partially then only can buy

7 PAYMENT
7.1 Upon receipt of the monthly statement of account of his/her Credit
Card Account, the Cardmember may make payment as follows:
(a) pay the entire amount of the Total New Balance on or
before the Due Date; or
(b) make Minimum Payment as follows:
(i) where the Total New Balance is within the Credit
Limit, not less than five per centum (5%) of the
Total New Balance subject to a minimum of Ringgit
Malaysia Twenty Five (RM25.00) only.
(ii) where the Total New Balance is in excess of the Credit
Limit, the whole of the amount in excess thereof
together with five per centum (5%) of the Total New
Balance.
Provided always that the Minimum Payment shall also
include the amount Past Due as shown on the monthly
statement of account.

I only believe in the T&C from Maybank.
http://www.maybank2u.com.my/WebBank/M2C-premier_TnC.pdf

So what's the point to have a credit card but can't swipe?
And no need to make full settlement, partial also can, as long as the next transaction won't burst the CL.

Yup, it won't charge, my bad. But still not a good habit to over spend.

For CC, swipe = spend. If you are not going to spend, then why swipe it?
Unless you want to hit the max cashback.

12200 of TP can only change rm2* for certain voucher only.

MBB still more than OCBC at any 1 time for the time being.

Yes, after the former OCBC Titanium, this is the next card that having least restrictions.

My bad, but more popular will be need more TP to get rm50

Then? Use cash you get nothing
So in some sense the TP still have some use.

Sometimes the update are slow I guess. Just make sure your transaction from savings stated you made the payment

What are you expecting from Budget? Reducing personal income tax by 5% for every tax bracket?
In your dream brother as they already mentioned that for 1st year of GST, they will gain less by rm1B.
Giving free medical? Again, this is the service I won't use as far as possible.
So we need to budget our self. No more cinema, use Screamyx or Unifi to watch movie.

Today I buy a desktop system in Lowyat for rm2200, on the spot getting SMS. I ignore it, then swipe again in Starbucks for a ceramic mug, no more SMS.

I never know the default notification. Do I need to know? Know already then got prize

Annual gross income got > rm60000 or not?
Try not to get tied up with your FD for this.
And if you are maintaining good record with Maybank for certain period of time, you don't even need FD

Then you need to try your luck