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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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maskedchan
post Aug 4 2014, 12:06 PM

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QUOTE(virgoguy @ Aug 4 2014, 11:59 AM)
what about master exchange rate?
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same, amex still better...because got 5x TP..if weekend of course get 5% but hard to control with amazon purchase as they only charge to card when they shipped..
u can head to this thread to see more information...

https://forum.lowyat.net/topic/1845691
maskedchan
post Aug 4 2014, 01:45 PM

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QUOTE(cdspins @ Aug 4 2014, 12:17 PM)
I thought AMEX exchange rate is not as good as visa... thing changed?  hmm.gif
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yea..thing changed blush.gif
maskedchan
post Aug 4 2014, 02:25 PM

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QUOTE(Wongchoy @ Aug 4 2014, 02:08 PM)
Exchange rate for both are more or less the same. The problem here is the 'add on' for foreign trnx. For AMEX trnx, a single charge of 2.5% by AMEX, bank do not charge. For Visa trnx, a charge of 1% by Visa and 0.5 % by Maybank.
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this doesnt make sense..based on your info..

AMEX = 2.5%
Visa = 1.5%

but the comparison i get is AMEX rate is lower than Visa..
perhaps Visa fees already increase for mbb card?
maskedchan
post Aug 4 2014, 03:19 PM

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QUOTE(bitcomet79 @ Aug 4 2014, 03:01 PM)
sorry as i'm confused....
if based on that site:

- Maybank VISA/MasterCard : 1%
- Maybank American Express with Maybank logo on top : 2.5%

so, VISA and MC should be lower rate right?  shocking.gif

but why you guys still insist AMEX is better?  sweat.gif  rclxub.gif

is it coz by the 5% rebate on weekend?
if on weekdays....VISA/MC better?  hmm.gif
*
below are my transactions.

VISA
Attached Image

AMEX
Attached Image

so you decide yourself smile.gif
maskedchan
post Aug 4 2014, 04:38 PM

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QUOTE(cdspins @ Aug 4 2014, 04:33 PM)
For USD, Amex may be better. It is after all AMERICAN EXPRESS  biggrin.gif
For other currency, it is best use VISA/MASTER, as Amex will always convert the currency to USD then convert back to MYR which most of the time get lower rates.
*
it is the same for SGD as well...
AMEX still lower than VISA...

and some other people do report for EUR as well..
same result..AMEX better result
maskedchan
post Aug 4 2014, 05:18 PM

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QUOTE(fruitie @ Aug 4 2014, 05:06 PM)
Thanks for the info. I always thought AmEx is higher compared to VISA or MC. smile.gif
Not sure if this applies for PayPal as well? Though most of the time I purposely wait until weekend to purchase stuff online and charge them to PayPal which is linked to my AmEx though.
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if you use the exchange rate by the cc rather than paypal rate, i think the result would be the same as the rest of online transaction
maskedchan
post Aug 5 2014, 10:44 AM

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QUOTE(tcken @ Aug 4 2014, 09:05 PM)
so the conclusion means any online transaction is in USD, always use AMEX. Other than that, all transactions use visa and mastercard ?
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i always recommend ppl to use AMEX where possible...
unless there is a better promo with VISA/MASTER..

but it is up to you which one you want to use...
maskedchan
post Aug 5 2014, 03:20 PM

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QUOTE(cdspins @ Aug 5 2014, 02:02 PM)
blink.gif Ooo... okay. This is something new for me.
Always read that AMEX do double conversion and together with their admin fee will most of the time be more expensive  hmm.gif
Only way to find out is swipe both card about the same time and wait for your statement. laugh.gif
*
since you do not believe us..
why dont you show some of your statement smile.gif
maskedchan
post Aug 6 2014, 03:11 PM

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QUOTE(-Shinjiz- @ Aug 6 2014, 03:06 PM)
Guys, what's the differences between Maybank 2 card gold & platinum in term of benefits?
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page 1
maskedchan
post Aug 6 2014, 03:32 PM

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QUOTE(victorywp @ Aug 6 2014, 03:30 PM)
there is no difference in terms of cb benefits.

this is the most repetitive question ever. lol...
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because everyone also kiasu...
the best part is, never bother read page 1
maskedchan
post Aug 7 2014, 09:53 AM

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QUOTE(th3judas @ Aug 7 2014, 09:23 AM)
yup. Eh want to ask everyone here. I just got my card recently (aug 2014) but my expiry is march 2015. How come my card not even 1 year validity  sweat.gif  sweat.gif

is this normal??
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good then..u can get new card on mar 2015 tongue.gif
i wish my card can be change every year...i getting torn up now...

did you pledge fd to get this card?
maskedchan
post Aug 7 2014, 10:00 AM

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QUOTE(th3judas @ Aug 7 2014, 09:58 AM)
haha. yes thats right. i'm gonna get a new card in march biggrin.gif biggrin.gif

no i didnt pledge FD.. just normal application with salary statement all.

anyone used amex with AirAsia before? got extra charge or not?
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that weird..
did you call CS and ask why your expiry date so near?

yes, got extra charge to use CC for AirAsia ticket purchase...
maskedchan
post Aug 7 2014, 10:11 AM

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QUOTE(ClessRV @ Aug 7 2014, 10:08 AM)
Did anyone knows about the free camera that you can redeem for new applicants? I was told by the person who called, that if I spent around RM250, I can redeem a free camera but I found no info regarding this.

Maybe someone can shed some lights into this.

Thank you.
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hmm.gif never heard of such promotion for mbb2card
maskedchan
post Aug 11 2014, 01:14 PM

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QUOTE(herc @ Aug 11 2014, 12:57 PM)
sign0006.gif

Is this a new card? 5% Petrol, 5% Groceries, capped at RM50, no annual fee, not bad tho.

Maybank Islamic MasterCard Ikhwan Platinum Card
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QUOTE(Human Nature @ Aug 11 2014, 12:59 PM)
it was introduced 2-3 months ago..yup a good alternative
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if possible try to avoid ikhwan as you cant use for certain transaction..
e.g. alcohol, club and etc...

unless you are malay and dont use for those smile.gif

This post has been edited by maskedchan: Aug 11 2014, 01:15 PM
maskedchan
post Aug 11 2014, 02:50 PM

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QUOTE(peri peri @ Aug 11 2014, 02:03 PM)
2 different, 1 is CASH, 1 is purchase
*
what you talking about?
can explain more?

This post has been edited by maskedchan: Aug 11 2014, 02:51 PM
maskedchan
post Aug 12 2014, 09:49 AM

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QUOTE(herc @ Aug 12 2014, 09:43 AM)
If compare card to card, of course M2Amex better, but I easily max out M2Amex rebate, so looking for some alternate add on.
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then should consider MBB VS already..much better alternative than ikhwan...
at least no day restriction and have RM88 cap
maskedchan
post Aug 12 2014, 10:13 AM

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QUOTE(herc @ Aug 12 2014, 09:55 AM)
Looking at the annual fee  sweat.gif wont able to spend 50k just for petrol

Very hassle if wanna use less than 1 year and cancel.
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why not take the benefit for 1 year while looking for better card...
cancel card just need to give a call to CS..not that difficult
maskedchan
post Aug 12 2014, 01:38 PM

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QUOTE(lazylilsnoop @ Aug 12 2014, 01:28 PM)
so the 5% cash back count on which date?
Transaction date or Posting date?
jz double confirm

thx
*
transaction date
maskedchan
post Aug 13 2014, 02:30 PM

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QUOTE(candysiew @ Aug 13 2014, 01:55 PM)
1st page got say paypal only support usd  leh..... thumbup.gif  rclxms.gif  rclxm9.gif
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paypal does support other currency than usd..e.g. SGD, EUR, AUD
but not RM smile.gif
maskedchan
post Aug 14 2014, 01:05 PM

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QUOTE(moon'prong @ Aug 14 2014, 11:54 AM)
oh ya, haha they dint request RM100 gst when i take card..
lol not sure why the fella ask me prepare for that when i apply biggrin.gif
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most probably will appear in your statement after two months.. smile.gif

QUOTE(DjK @ Aug 14 2014, 12:41 PM)
I'm sorry but I do not understand this sentence above as bold. PP code is the 4 digits in front of the card? (functions just like using CCV digit)

why is it stucked after verifying? thanks~
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that code is from paypal..not your CCV code..

this is the sequence how it work.

1. you click on the verify card
2. paypal make a USD10 transaction
3. once transaction go through and appear in your statement..you will see the 4 digit code in your statement
4. you go back to paypal and key in the code.
5. the USD10 willl credit to your paypal account and wouldn't refund like the USD1 transaction..

hope u get clear idea about this...

This post has been edited by maskedchan: Aug 14 2014, 01:07 PM
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