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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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herc
post Sep 29 2014, 01:54 PM

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QUOTE(Current Events guy @ Sep 29 2014, 12:23 PM)
I just got back from travel overseas.

Card 1 has outstanding balance of RM1K.
statement balance is 0.

Card 2 has outstanding balance of RM12K.
statement balance is also 0.

My credit limit is RM12K combined. Right now I'm at RM13K.

Question:
1. Do I need to worry?
2. I have the money to pay it off. Should I pay my outstanding balance now or wait until the statement comes next month?
3. Can I not use the card anymore until it's paid off?
*
back to the questions
1. Don't worry
2. No need to pay til next statement day
3. U suppose cant use the card anymore unless u make some settlement.

QUOTE(supersound @ Sep 29 2014, 12:36 PM)
Pay it ASAP, I think they can penalty you on over swipe. Give card center and call.
*
QUOTE(supersound @ Sep 29 2014, 01:51 PM)
Yup, it won't charge, my bad. But still not a good habit to over spend.
*
1. no penalty
2. what so bad to over spend on the credit limit when it's necessary? smile.gif

herc
post Sep 29 2014, 02:02 PM

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QUOTE(Styrroyds @ Sep 29 2014, 01:57 PM)
the treatspoints redemption has been revised

the value of 1tp is now less than 0.4%
*
some still remain unchange like parkson, harvey norman voucher.. i think better clear the tp soon.

those required postage is increase by 500 tp, courier charges up? sweat.gif

This post has been edited by herc: Sep 29 2014, 02:04 PM
herc
post Sep 29 2014, 02:05 PM

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QUOTE(poweredbydiscuz @ Sep 29 2014, 02:00 PM)
Over swipe doesn't mean over spend.

Yea over spend is a bad habit if can't pay it off on time.
*
i second that.
herc
post Sep 30 2014, 12:14 PM

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QUOTE(Human Nature @ Sep 29 2014, 07:56 PM)
where to check the postage fee? it is per item or per order?

i always thought it is free and already included in the marked up TP required?
*
was trying to interpret RM1 = 250TP, earlier Tesco voucher 13750 = 12500 + 1250 (RM5 assume postage)

Now:
Tesco RM50 = 14500 = 12500 + 2000 (RM8 postage, or processing fee?)
Tesco RM100 = 27250 = 25000 + 2250 (RM9 postage) tongue.gif

Whereby those redeeom on-the-spot remain unchanged at RM1 = 250TP
herc
post Sep 30 2014, 03:37 PM

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QUOTE(bee993 @ Sep 30 2014, 03:20 PM)
On the spot is at maybank centre right?  Or at any tesco?

Thx
*
On the spot mean on the merchant itself, like Senheng, SenQ or Parkson.

Refer to Maybank TREATS Page 5 & 6

Unfortunately, Tesco is not in the list for on-the-spot, it only accept online redemption.

This post has been edited by herc: Sep 30 2014, 03:39 PM
herc
post Sep 30 2014, 04:33 PM

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QUOTE(carpathia @ Sep 30 2014, 04:27 PM)
hey guys
im kinda confused and cannot get info - whats the diff between visa infinite and visa signature from maybank ? i wanted to get the card that gives RM1= 1 enrich points via treat points conversion.
*
Best card for Enrich conversion is Maybank 2 card Premier.

Spend RM1 with Amex Reserve (or Visa Infinite @ oversea) = 5TP = 1.11 EM

Please refer https://forum.lowyat.net/topic/3135958

This post has been edited by herc: Sep 30 2014, 04:36 PM
herc
post Oct 1 2014, 10:06 AM

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Card type: Maybankard 2 Amex Platinum
Cardholder name: Handsome
Account status: Information not available

anyone getting this? happen on all my cards..
herc
post Oct 1 2014, 10:15 AM

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QUOTE(bitcomet79 @ Oct 1 2014, 10:11 AM)
sorry, i'm new on this redeem thing....
i just go online to redeem it......it will auto deduct the gst after filling up the online form?
pls help...thanks...  notworthy.gif  icon_question.gif
*
it will reimburse within 5 working days, make sure the detail u input is correct. U can call to CS for the redemption too.

It's one time redemption, mean u have to do it multiple times if u have several cards, or whenever a new GST kicks in

This post has been edited by herc: Oct 1 2014, 10:16 AM
herc
post Oct 1 2014, 03:06 PM

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QUOTE(bitcomet79 @ Oct 1 2014, 12:24 PM)
well noted....thanks a lot!!  notworthy.gif
*
29-Sep-2014 29-Sep-2014 GST Redemption RM25.00

Same day redemption after I called to CS.
herc
post Oct 2 2014, 10:35 AM

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4.7 Cashback will be credited to the account of Successful Cardmembers’ Credit/
Charged Cards provided for SMS registration within sixteen (16) weeks after the end
of the Campaign and it is non-transferable and/or non-exchangeable.

duhhhhh... always want us to wait so long.
herc
post Oct 2 2014, 10:42 AM

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need to camp in front PC everyday 10am until Jan 31, 2014, and not get to know whether the transaction is eligible or not until end of the event
herc
post Oct 2 2014, 02:11 PM

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only 83 lucky winner, i bet it will be faster than xiaomi haha
herc
post Oct 3 2014, 09:50 AM

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QUOTE(maskedchan @ Oct 3 2014, 09:49 AM)
10am is coming...
are you ready in front of computer already? tongue.gif
*
shhhhhhhh tongue.gif

Attached Image

This post has been edited by herc: Oct 3 2014, 09:52 AM
herc
post Oct 3 2014, 10:03 AM

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ish.. Maybank time isnt synchronize with world clock...

Status: Successful
Reference number: 2145683836
Transaction date: 03 Oct 2014
Transaction time: 10:03:03
Approval code: 806710

3mins 3secs late.. haha

But then ..

QUOTE
RM0.00 MBB:TQ for using your Maybankard ending XXXX for MYR300.00 AT M2U.... 03/10/14;10:00....
So which is correct? hmm.gif
herc
post Oct 3 2014, 10:04 AM

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QUOTE(Johannas @ Oct 3 2014, 10:02 AM)
Transaction date: 03 Oct 2014
Transaction time: 10:00:06

Lol.
*
u got SMS notification?
herc
post Oct 3 2014, 10:06 AM

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QUOTE(Johannas @ Oct 3 2014, 10:05 AM)
Yep. Few seconds after.
*
What's the time shown in ur SMS?
herc
post Oct 3 2014, 10:10 AM

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QUOTE(Johannas @ Oct 3 2014, 10:07 AM)
10AM also.
*
weird then..

anyhow, need to wait 16 weeks only can know the result, good luck to all of us rclxms.gif
herc
post Oct 3 2014, 10:37 AM

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just for fun, who knows they really so generous, RM300 per day til Jan 31 is a big sum LOL.
herc
post Oct 3 2014, 11:40 AM

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QUOTE(ronnie @ Oct 3 2014, 10:41 AM)
I won't be lucky to be part of the 83 lucky winners smile.gif
But I do know a trick that could win it smile.gif
*
PM me the trick pls. Hehe
herc
post Oct 3 2014, 03:44 PM

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lol x2, i did that .. but then .. look at what happen to me

Attached Image

Left is Google Chrome, right is Firefox, both browser refresh at the different of 1secs.

This post has been edited by herc: Oct 3 2014, 03:45 PM
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