Good Morning,

Yup, this card is great. Going to redeem my points soon again. Skipped the treat points fair coz I only redeem giftcard/voucher.

Didn't realize can top up Starbucks using Amex. *embarased*

the treatfair voucher redemption is worth as less point for more voucher.
eg 12500 RM50 tesco voucher or 25000 RM100 Jusco voucher compare to 13750 rm50 tesco vocuher or 26250 rm100 jusco voucher.
THks

I get a better deal for Aeon Big voucher at the Maybank Centers. Thanks.

To swipe beyond CC's limit, we just bank in the amount needed (minus the limit readily available)??
So it's like to swipe 10k, limit is 5k, just bank the difference 5k to the CC right?!

I swipe amex at shell petrol station, pump RM56+ but receive an sms RM250, it should be ok right?

yes

If I'm not mistaken, U can't bank in this way.

If u want to swipe 10k in 1 lump sum, but ur limit is only 5k, u have to call CS to temporarily increase limit.
I don't think they allow NEGATIVE figure in ur Outstanding Amount, so u can't deposit extra money into the CC.

Correct me if I'm wrong.

thanks for assurance. Coz I'm going to pay for tuition which is way more than my current limit.

MBB never revise limit annually, guess swipe too less every time.

regarding the -VE outstanding amount, it should be fine..
I used to bank in extra into the CC, but that was 2-3 years back..

you can bank-in the money into the cc account first to make an overpayment.
credit limit + overpayment = new credit limit

Guys, I try to purchase GSC cinema ticket online through GSC website. My maybank 2 card AMEX was unable to purchase, it says some error. I then tried with the Maybank Visa and it cleared. Anyone here manage to use AMEX to purchase GSC tickets online?

I see. This is new to me.
Last year, I tried to pay my MBB credit card outstanding amount which around 5xx from my MBB saving account. But I accidentally key in 15xx. It does not allow me to pay. By that time I thought MBB doesn't allow me to transfer extra payment. Maybe I'm wrong.. Hahaha..

gsc online does not accept amex.
if you want, better go to tgv and use your amex on the spot to buy at the counter.

during early days of maybank2u, we can pay extra to the credit card and then can even get interest paid on that amount.

then they realized they will losing money and set a limit in maybank2u to pay up to balance only.

you can select to pay any amount in m2u. otherwise, you can bank-in cash using their cash deposit machine.

Yes, correct

You can have negative value in the CC.

Transfer fund from Saving/Current Account to Credit Card which more than the outstanding balance is not allowed in Maybank2U. However, u can choose to deposit from CDM, other pay your CC bill from other bank (Interbank GIRO/MEPS), or pay via cheque.


that's a big loophole last time, now no longer get interest when statement shows negative balance haha.

mb2 platinum or petronas mb platinum. which one is more good?

of course 2cards better... you get 5% cashback and 5x points as well (for weekends) for anything/anywhere/any day.

It's normal. Petrol station charge RM200-250 as deposit when we use credit card at the pump. The correct amount will be shown in your account after process.

but petronas maybankard give 8x point for petrol and groceries on weekend

My billing date is 18th. Payment due every month around 7th-8th. So after month end salary, got one week buffer.