for autopay i don't think you have the luxury to choose to pay on weekends, i would think it would be random but u still get 5x points

This post has been edited by DarReNz: Aug 18 2014, 09:13 AM

when is your cards approval date?

that's quite short... i thought you can get up to 2019...

approved 08/14 expiry 03/15??

This post has been edited by victorywp: Aug 18 2014, 09:28 AM

mine approve same where in June.. yup saw the Amex auto paid for the GST, so i only need to pay for VISA..



thanks

ya so weird.. but can get new card in march so this card can use to unlock doors

really that long? 5 years? actually this is my 1st time owning a credit card so never really bother when 1st noticed the cards expired in 3 years time

3years better...can change new card sooner..
i wish my card expiry is 3years as well..
5years too long and the edge is peeling off now..

But after card renewal there will be new GST fee right? Total RM100 for both card even for approval before 07/2014.

you may request for replacement a new card, should be FOC

Replaced new card with FOC before because the card has broken

i really don't understand the 1 account concept. Its 2 card, of 2 different merchant, with 2 x service tax(now), and having to make payment on both cards separately. So why is it just 1 account with combined limit?

i had uob vox and uob one previously, single account, single acc limit, single payment although 2 cards, 2 service tax. why cant maybank simplify it like this for better understanding

I though chip or card broken are always chargeable by bank due to reason of mishandling? no?

this should be related to quality of the card right instead of mishandling ?? haha

The bank will always refer to mishandling although we know it is the card's quality problem

nobody know for sure about that...there is no black and white stated after your expiry date they will charge new GST..


but my card still can use..
just the laminate is peeling off

Not sure recently the bank will charge or not, but that time I went was last year if no mistaken.

You request for replacement recently and have been charge by bank?

Maybe I can ask the detail from staff during visit them as planning regarding redemption of GST

yeah...really need someone with renewed card recently to testify here

chip problem is free, other card problem maybe no.

Is this Indah Water JB located in UTC?

I dont think Indah Water can pay using amex in m2u ever before...

isnt maybank2cards now the same as your UOB Vox & One?


why mbb doesnt allow combined payment for 2 cards is because of (probably) payment allocation.

imagine this:

Amex: RM150 outstanding
Visa: RM75 outstanding.


if both combined, and I pay RM70, how does the system know which card you're paying for?

If i pay RM100, which card am i paying for? if set to offset Visa first, then the excess RM25 goes to Visa or auto to Amex?

now, expand this problem for IBG/cheque payment from 3rd party banks.


this is why each card has its own card number to uniquely identify itself.

treat it as this:

Customer account = you, based on NRIC or other IDs <-- parent account

Card numbers = sub-account for the products (visa/mc/amex) that MBB "resell" to you. <-- child account

This post has been edited by cybpsych: Aug 18 2014, 12:13 PM