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> if pay minimum payment for credit card, means no late fee charges?

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Berkshire Breakaway
post Jun 22 2014, 10:25 AM

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this is the kind of mentality that .... oh nvm

i ain't gonna change a thing

let the banks get more money
Berkshire Breakaway
post Jun 22 2014, 11:02 AM

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yes Current Events guy, this is the path to financial freedom
people condemn you as slave of banks because they are jealous of you!!
they have very low credit limit so they dengki of you

cash out as much as you can from your credit card and only pay minimum payment okay? don't worry, your CCRIS record will be clean if you pay minimum.

then use that money to invest in Cari Gold or Arowana ventures. Profit!

18% vs 38% returns from your business ventures. Doesn't take a genius to figure out right?

Berkshire Breakaway
post Jun 22 2014, 11:03 AM

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QUOTE(ar188 @ Jun 22 2014, 11:01 AM)
should go World or infinite liao.. biggrin.gif
*
For Mastercard, World is not the highest. The highest is World Elite
But depends on the bank too.
Berkshire Breakaway
post Jun 22 2014, 11:07 AM

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QUOTE(ar188 @ Jun 22 2014, 11:05 AM)
when i got my world 3 years ago, there is no world elite in malaysia

of coz now i dunno la.. u got world elite ar?
*
korek korek 3 years ago they din have. but now they have.
citi prestige is a mastercard world elite card

Berkshire Breakaway
post Jun 22 2014, 11:12 AM

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QUOTE(ar188 @ Jun 22 2014, 11:09 AM)
OIC, anyway i cancelled liao after getting all the enrich points from the card and cancelling it before the rm1k in anual fees.. laugh.gif
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strange.. ppl like you so kaya...how cum you didn't ask the bank to waive it for you?
did you flash your VIP card to the RM or not? thumbup.gif
Berkshire Breakaway
post Jun 22 2014, 11:16 AM

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QUOTE(lucifah @ Jun 22 2014, 11:14 AM)
unker ar dun beg from banks

banks beg from unker ar to not cancel the card

that's how cool he is
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hahahaha just beg or RM give "special service"
i suspect he took special service and cancelled the card in the end cause service no nice
Berkshire Breakaway
post Jun 22 2014, 11:22 AM

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QUOTE(ar188 @ Jun 22 2014, 11:15 AM)
that time they said the condition why this card 1st year have to pay anual fee was the high enrich points given during that promotion period.. so i decide to use it , enrich my enrich card, then cancel before the 1year is up.. biggrin.gif

anyway, after cancel, they called me back n put me with the infinite visa which can waive anual fee.. so no complaints there..
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diff pipu diff style. for me i hate going thru the hassle of calling to cancel the card and for them to call back one month later to beg you with another offer (waste time) if you really like your current card and design you just wait for them to charge the annual first and then call your RM and ask why got annual fees?
she sure say oh it is nothing, and the line item is removed edi.
Berkshire Breakaway
post Jun 22 2014, 11:24 AM

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QUOTE(lucifah @ Jun 22 2014, 11:19 AM)
see below:
just. how. cool. is. ar188 ?
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he is so cool yo. i am sure he gets free BJ for each card his RM begs.

QUOTE(ar188 @ Jun 22 2014, 11:20 AM)
i think lucifah and proton is cooler cos they got 50-70k stack of cash and the other got 42k bi-annual bonus cheque to show for.. brows.gif
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that's the one he forgot to blur out the name rite? icon_rolleyes.gif
Berkshire Breakaway
post Jun 22 2014, 11:26 AM

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QUOTE(MR_alien @ Jun 22 2014, 11:25 AM)
TS will need help from AKPK very soon
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admit it. you're jealous of TS right?
so you want his arowana ventures to fail and for him to default and masuk APKP right?
so bad hearted some /k/ people
Berkshire Breakaway
post Jun 22 2014, 12:18 PM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:26 AM)
admit it. you're jealous of TS right?
so you want his arowana ventures to fail and for him to default and masuk APKP right?
so bad hearted some /k/ people
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QUOTE(MR_alien @ Jun 22 2014, 12:12 PM)
ppl who only pays minimum clearly cannot afford it
ends up seeking help from AKPK
smart ppl pay full....uses CC for it points and advantages
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you're jealous of TS
i used to be like you
now i am no longer like you
i max out my credit card every month
pay interests , no worries
asalkan my arowana ventures sukses



Berkshire Breakaway
post Jun 22 2014, 12:35 PM

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QUOTE(France @ Jun 22 2014, 12:33 PM)
what is AKPK?
*
it is an organization that helps all successful arowana breeders like TS
after they have defaulted on all of their credit cards

Arowana King Practitioners Kingdom (AKPK)
Berkshire Breakaway
post Jun 22 2014, 01:00 PM

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QUOTE(khelben @ Jun 22 2014, 12:46 PM)
Always pay statement due or current outstanding.
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so stupiak,
always pay last statement balance

the current outstanding includes amount that is not due yet.
why you so rajin pay back credit that is within interest free period (belum cukup bulan amount)

might as well take the money out go cheong!
Berkshire Breakaway
post Jun 22 2014, 01:09 PM

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QUOTE(khelben @ Jun 22 2014, 01:03 PM)
Pay current outstanding helps control people to not use money that they don't have.
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that's like asking your wife to wear chastity belt when going out because you cannot control and might rape her anytime.
Berkshire Breakaway
post Jun 22 2014, 01:14 PM

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QUOTE(Current Events guy @ Jun 22 2014, 01:12 PM)
This is what I thought.

Just pay the statement balance, not the outstanding balance.
*
so later wanna go cheong?
Berkshire Breakaway
post Jun 22 2014, 01:31 PM

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QUOTE(Current Events guy @ Jun 22 2014, 01:24 PM)
sked stds
*
high keras girls no STD one
only bukit bintang got

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