QUOTE(rifles @ May 28 2014, 01:46 PM)
no idea.. last week transaction have update in CC statement. No idea whether is refundable or what. Because i heard some ppl say some bank will have surcharge and my bank card is 1 of them .

i had this surcharge and called my bank to ask why...
background:
for safety purpose, i now use KWIK card for online transactions. it's a 'card' from CIMB (you can actually opt not to get physical card).
CIMB explained that mastercard charges
up to 1% for foreign based transactions. in my case, i was charged something like 0.8% (or was it 0.08%). seems the mi server is based on SG, so, considered foreign.
and if use credit card to pay, PayPal will charge you usd1 for transaction fee (no need to create PayPal account). but i'm not sure if you if will still get charged usd1 if you login to paypal and pay with the credit card you attached to PayPal (note this is different -- this one means you login to PayPal).