Perennia.. hahaha..

About RM680k if not mistaken.

Currently where u you stay? What make you want buy rimbayu? 

These 3 township is nearer to PJ, if not mistaken.
But depends your preference and the reason of moving

As per telecon with rimbayu sales manager (i guess), she said developer will waive the interest penalty for any delay other than loan bank process...
Tomorrow need to confirm again with them... cause mine dont have problem with loan... and i chose JM Chong for both developer and banker solicitor... they're taking long time handling consent to transfer with pej tanah...

But the disbursement advise today only small amount not as per total progress billing...

Or you could use other panel lawyers. I use Iza NG Yeoh & Kit which is also the panel lawyer. Everything went smoothly the disbursement was done before the 90 days grace period.

Did you request for waiving the overdue amount interest? My one last day is today. :s

i think about the same with what SA told me, but I actually can't remember..haha
she said most importnat is to apply for bank loan now

Thanks!

Guess I'll apply standchart, rhb, hongleong, cimb

I heard that Islamic loan will give you 20% discount on stamp duty, and there will be a ceiling of 9.99% also..i think i'll apply islamic loan..

Not the same. They have a few other panel lawyers. The SA should know.

My one now  waiting for loan release.  Today 91 days

phase 3...
was too late for phase 1 & 2 .. else sure buy phase 1/2
huhu...

another bank agent said islamic loan has other charges that could contra the 20% stamp duty discount we can get.. hmmm
anyway, apply two, one is islamic, another is conventional..

but i checked :
http://malaysialoan.com.my/wp-content/uplo...torical-BLR.jpg

Last time our BLR is really .... so high.. >10%! and BLR is positive instead of negative...!.. meaning that Islamic loan could be good as it provide the ceiling of around 10%...

yes you are right.. RHB promotion now, fully flexi loan no need RM10 account maintainance.. not bad i think
but MRTA, how come your one more
i think 7 years also.. try to nego for lower MRTA? (but maybe my loan more so they can give lower MRTA? i also not sure)

better buy life insurance than take MRTA i think

MRTA = if anything happen, they will pay to the bank to reduce your loan
Live Insurance = if anything happen, get the cash and then can decide to use it for what

but if -2.45 for 35 years, it's more than the MRTA amount u pay, so it's better to take MRTA with minimum..

Victor, he is always at rimbayu office...pm me if you wan his nr, but i believed all same one...i asked other bank also say can just take min mrta...i think i knew why mine is diff wif zzzhhhzzzz...my loan is combine one, two person, so 50%...hehe

Let us know ur budget, ur condition, place u stay, ur work, family, etc, etc type of house u like...then only i can help u analyze rimbayu suit u or not...i just scare after i explain, no more phase 4 units for u to buy already... hehe...rimbayu house always fast selling, not.easy to get to buy the unit u really like...

i apply standchart islamic, other bank conventional. i keep ask the agent if there's any charges if refinance/sold within 2/3 years, the agent said just the normal one, apply to other loan.. hmmm.. but the other two agents from other bank said the diff thing.. some advices me not to apply Islamic loan...
nvm i just apply and see if i can understand the T&C later..

actually hav u bought a unit?