http://www.ocbc.com.my/personal-banking/Pr...card/index.html

Terms and Conditions

The rebate giveaway is available for new-to-card customers (no OCBC card in last 12 months) and is subject to activation with 3 successful transactions at a minimum amount of RM50 per transaction within the first 45 days from the card’s approval date.
Promotion is valid until 31 August 2014 or while stocks last.

This post has been edited by propusers: Jul 14 2014, 01:54 PM

anybody get the flash deal cash back for Royal Sport already?

flash deal cash back for Royal Sport already posted ?

go individually or must go with partner ?

if go individual still can get free gift ar?

This post has been edited by propusers: Aug 21 2014, 09:53 AM

No more RM50 GST after april 2015.
Sorry, news in chinese.

（八打靈再也訊）大馬關稅局第一高級助理主任陳奕香指出，若每年營業額達到50萬令吉的業者沒有在12月31日前註冊為繳交消費稅商家，逾期首30日將被罰款1500令吉，最高可達2萬令吉。

“每年營業額達到50萬令吉的業者必須最遲在今年12月31日進行註冊，若業者沒有註冊，我們會根據逾期註冊的罰款對付，也就是首30天1500令吉，最高是2萬令吉。”

她呼吁業者趁著消費稅落實前註冊，勿臨時抱佛腳，至於每年營業額低於50萬令吉的業者，即使在4月1日之後仍可註冊。

她週日在大馬皇家關稅局聯邦直轄區分局的消費稅說明會上，針對沒有註冊或逾期註冊的業者的問題，如此指出。

信用卡將免付服務稅

她披露，目前所有銀行向每張信用卡及附加卡徵收分別50及25令吉的服務稅，但隨著服務稅在明年4月1日將被消費稅取代，意味著人民日後無需再付服務稅。

“國家銀行在2010年作出徵收服務稅的措施，是為了遏制國人揮金如土，但自明年4月1日起，所有信用卡及附加卡的服務稅將被廢除。”

她指出，金融服務是免稅的項目之一，意即若向銀行貸款，僅需繳付利息，無需給消費稅，唯獨銀行的收費服務除外。

“比方說，你匯款至海外，銀行會向你徵收佣金，同時也會計算消費稅。”

她提到，若業者向政府或州政府等部門或機構提供貨品，前者不能向後者徵收消費稅，除非業者提供服務。

她稱，自由貿易區生產的原材料將在明年4月1日之後被徵收進口稅，外銷至海外的產品屬於零稅率產品，但內銷的產品需付消費稅。

同時，她重申，當消費稅取代銷售稅及服務稅之後，稅率會從16%降低至6%，意即業者的成本已減少，因此也應降低產品售價，否則擅自漲價者將被援引2011年反暴利及價格控制法令對付。（光明日報）


http://www.guangming.com.my/node/208832?tid=7

This post has been edited by propusers: Aug 21 2014, 01:39 PM

I applied watami and kena rejected... T-T
MBB 2Card not meet my spending pattern...
my pay not meet PB 100k requirement...
need to stick with UOB ONE, HL WISE and OCBC Ti...




This post has been edited by propusers: Aug 23 2014, 04:13 PM

I only know put 30k FD to bypass the requirement... got other way or not?

This post has been edited by propusers: Aug 23 2014, 04:15 PM

CS said cannot appeal now... asked me apply again after 6 mths.

new info to me... is it applicable to all banks in Malaysia?

I guess REV E/O stand for reversed effective on.

This post has been edited by propusers: Sep 13 2014, 09:44 PM

your GST billed on what date + 1 year... Eg: GST billed on 12/09/2014... next year will be billed around 12/09/2015... better cancel it 1 month earlier...

This post has been edited by propusers: Sep 15 2014, 06:20 PM

avoid use mobile banking thru apps for now...
http://www.thestar.com.my/News/Nation/2014...-malware-virus/

KUALA LUMPUR: Scammers are not just phishing on the Internet, now mobile phone users are also targeted with a malware virus dubbed Zeus.

The scammers send text and WhatsApp messages containing just an Internet link.

When mobile phone users click on the link, the virus is installed on their phones.

Zeus, which is activated when the user performs Internet banking, presents a fake Internet page.

Instead of the regular home page of the bank, several pop-up windows appear, requiring the user to fill in their personal details.

After this, the phone will be synced with the scammers’ computers, enabling them to obtain details such as the transaction authorisation code (TAC).

Federal Commercial Crime Investigation Department deputy director Senior Deputy Comm Datuk Hamza Taib said at least eight people had lost more than RM59,000 this month to the scam.

“One victim lost RM10,000. Most of the cases occurred in the Klang Valley,” he told a press conference yesterday.

He explained that those vulnerable to the malware were the ones using BlackBerry and with phones running the Android and Symbian operating systems.

“One of the ways to prevent this is to constantly scan the phones using an anti-virus program. Once infected, the only way is to reset the phone,” he said.

He said victims discovered they were targeted when banks sent notifications about financial transactions.

He said the police had already tracked down an account number belonging to a syndicate.

“We hope to catch the syndicate members soon.”

In a separate case, eight men were detained for being involved in a spoofing scam.

CCID officers stumbled upon the syndicate following a raid on an apartment in Jalan Alor on Sept 10.

SDCP Hamza said the syndicate duped its victims by informing them that they had won a travel holiday package to New Zealand and Australia worth US$150,000 (RM486,000).

“The victims were required to pay a certain amount to claim the prize.

“The suspects, aged between 25 and 31, have been questioned and released on police bail,” he said.

This post has been edited by propusers: Sep 30 2014, 01:30 PM

Not sure for OCBC... here is what we can get from Alliance FAQ... if all banks using same standard policy, there is no RM50 GST after 1st april 2015.
http://www.alliancebank.com.my/GoodsAndServicesTax/FAQ

CREDIT CARD / DEBIT CARD / ATM CARD
Will Credit Card Service Tax RM50 be imposed on my credit card after GST is implemented?
GST will replace the RM50 Credit Card Service Tax effective 1st April 2015.

I just paid RM50 for Credit Card Service Tax on 25.03.2015, will you prorate the fee with the implementation of GST from 1st April 2015 and refund the balance?
GST will not be charged on annual fees that have already been subject to the RM50 Credit Card Service Tax paid prior to 1st April 2015. GST will only be applied upon the due date of the next annual fee.

If my credit/debit/ATM card annual fee is waived, will I still be charged GST?
No, there is no GST charge on the waived annual fee.

If I am a non-Malaysian making purchases using the Bank's credit/debit/ATM card? Am I still subjected to 6% GST?
Yes, all banking services rendered and conducted in Malaysia are subjected to GST. You will be subjected to GST at the standard rate for the fees and other related charges e.g. annual fee, cash advance/ withdrawal fee and card replacement fee.

This post has been edited by propusers: Dec 30 2014, 01:32 PM

pay tnb, syabas, astro, telekom, indah water thru ocbc website can get 1% after they revise the CB?

can I get 5% CB if use M2Cards during weekdays?

all your monthly expenditure on OCBC is thru online? Only online transactions and oversea spending can get 1% after revise

i am same as you... auto debit Great Eastern insurance with this card.. and paying all monthly utilities, telekom, astro bill through OCBC website.

thinking wanna change to other CC or not...

thinking Maybank2Card but it never support all (TNB, TELEKOM, ASTRO, SYABAS)...

hmm... I need a new CC with unlimited cash back 1% or above....
seem like only HL Essential can meet my requirement.
Any other good suggestion?

Thank you.