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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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midnight_plue
post Feb 25 2015, 05:44 PM

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too bad they no longer accepting application for the titanium card, am opting for the GE version. 1% cashback to use on weekdays/ places that don't accept AMEX sounds pretty good to me.

and best part? NO LIMIT on cash rebate! biggrin.gif

hope my application will be able to go through!
midnight_plue
post Feb 25 2015, 06:48 PM

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QUOTE(Human Nature @ Feb 25 2015, 06:00 PM)
How do you find out that they are not issuing Titanium anymore?
*
i was browsing through the earlier pages and saw got someone mentioning it smile.gif then was browsing OCBC website earlier, you can no longer apply the card already sad.gif

i think it has been replaced with the GE version. same benefits, but GE one you can pay your insurance in installment with no 0% interest if i am not mistaken.

This post has been edited by midnight_plue: Feb 25 2015, 06:49 PM
midnight_plue
post Feb 26 2015, 10:28 AM

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QUOTE(victorywp @ Feb 25 2015, 07:23 PM)
ge version is there all the while. but they only discontinued titanium/blue/pink.
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just wanna ask hor, the GE card, there's no limit on the cash rebate and no restrictions on retail transaction (except for those listed as non retail in FAQ) right?

i know like the CIMB one they limit the cash rebate, and not all retail transaction can get cash rebate of of the MCC code thingy, which was why I cancel the card.

thank you!
midnight_plue
post Feb 26 2015, 12:32 PM

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QUOTE(victorywp @ Feb 26 2015, 11:54 AM)
yup, you are right.
*
thanks for the clarification!

no limit/ cap on cash rebate & no restrictions on the retail transaction is very good biggrin.gif storing my mbb visa away once my application goes through tongue.gif

This post has been edited by midnight_plue: Feb 26 2015, 12:39 PM
midnight_plue
post Mar 10 2015, 10:44 AM

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ocbc bank 365 doesn't seem to be any different that the GE Mastercard version, and RM100 AF? better stick to the GE one unless they close application for it d LOL
midnight_plue
post Mar 11 2015, 04:29 PM

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collected my card today.

anyone tried changing their statement date and the SMS notification via their CS center?


midnight_plue
post Mar 11 2015, 05:38 PM

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QUOTE(noien @ Mar 11 2015, 05:14 PM)
yes
sms need to fil in form n email bk to them
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edit: all done. need to call CS to change statement date, and email them for the sms threshold.

This post has been edited by midnight_plue: Mar 11 2015, 06:49 PM
midnight_plue
post Mar 18 2015, 06:57 PM

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they charged me with RM50 GST >.< I just applied it just 2 weeks ago haih

should have waited till april mad.gif

This post has been edited by midnight_plue: Mar 18 2015, 06:59 PM
midnight_plue
post Mar 19 2015, 10:23 AM

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QUOTE(CalvinCLK @ Mar 19 2015, 08:41 AM)
You should know about this. No choice but to pay. No waiver/cashback for new card?
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i assume it would not be charged as banks already announced of abolishment of the RM50 when I applied it. even MBB 2 cards did not charge me for it when I applied it last year in Dec.

supposedly there is a RM50 cash rebate if I swipe 3 times within 45 days from card's approval date but it will only be credited back to me within 60 days though. I haven't receive the said cashback yet so can't say much.
midnight_plue
post Mar 19 2015, 10:32 AM

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QUOTE(CalvinCLK @ Mar 19 2015, 10:25 AM)
Hmm.. MBB2 cards are supposed to charge you for GST. Even cardmembers with anniversary in March2015 are being charged with GST. No choice but to pay. Thank God my anniversary date all falls after GST. lol
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lol not that i know of, i check my statement don't have la~ well, pay the rm50 to ocbc lor what to do >.<
midnight_plue
post Mar 19 2015, 04:54 PM

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QUOTE(koinibler @ Mar 19 2015, 03:28 PM)
You can check with the CD.
If you got promo during sign up, probably it will only credit to your bill after 3 month, 3 swipe. So, need to pay first.
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you mean for MBB 2 cards?
ady 3 months d, still no sign of it though smile.gif
OCBC will need to wait and see how... smile.gif
midnight_plue
post Mar 19 2015, 06:37 PM

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QUOTE(koinibler @ Mar 19 2015, 06:32 PM)
should be 'CS' sweat.gif
m2c can't be waived.
i mean for ocbc but somehow confuse with citibank.
citibank will give back rm50 in the 4th month with min 3 swipe.
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so far statement for m2c dun have the rm50 gst per card, i applied and got my card in Dec last year. might have been waived off of some cashback promo when I sign up earlier, but that should have been reflected in statement.

ocbc got promo running if you swipe 3 times within 45 days of card approval u get RM50 cash rebate, equivalent to the GST, but only will get it in 60 days time. So since belum 60 days, i guess will need to pay for it first sad.gif

midnight_plue
post Mar 23 2015, 10:28 AM

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QUOTE(fruitie @ Mar 23 2015, 09:38 AM)
I'm not giving up my OCBC Ti because of 1% unlimited. laugh.gif
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hahahaha something like a backup card to mbb amex? brows.gif
midnight_plue
post Mar 23 2015, 11:46 AM

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QUOTE(fruitie @ Mar 23 2015, 11:37 AM)
Luckily I didn't terminate it earlier. laugh.gif Kinda helped me in my big amount purchases. laugh.gif
laugh.gif Yeah, those were the days where it was so difficult to get OCBC Ti despite meeting their income requirements. Out of 10, maybe only 2 were approved on the first attempt. laugh.gif
I got mine after appealed. Until today I'm still not sure why was it so difficult to get this card last time. laugh.gif
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this ocbc GE card is my backup card for place where amex not accepted and need to buy it during weekdays, count count count I actually spend more during weekdays than weekends lol

unlimited 1% CB and no restrictions on mcc is very good in my book tongue.gif
midnight_plue
post Mar 23 2015, 12:09 PM

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QUOTE(fruitie @ Mar 23 2015, 11:51 AM)
1% is only good when the amount is big. Else, like RM 100 for RM 1 is really pathetic. sweat.gif
Since I dine quite often, got a MACH card with Trendsetter package activated for 5%.

Other stuff, I will still try to use AmEx whenever possible. biggrin.gif
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i see i see
i normally have a lot of smaller online purchases around rm100ish-500ish during weekdays, so the 1% do add up quite quickly.

a lot of the online international stores don't accept AMEX, so this card is useful for situations like that. my mbb visa can now put aside in drawer and only see the light when I go travel d hahahaha
midnight_plue
post Mar 23 2015, 06:01 PM

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QUOTE(nitehawk @ Mar 23 2015, 03:30 PM)
I collected OCBC GE Platinum Card from poslaju on 13/3/15; made my first transaction on 16/3/15 and received a memo by mail thanking me for using the card on 19/3/15. But I still haven't received the PIN to register OCBC online.

How long do I have to wait for this PIN? Is there other venue I can go (say branch) to get a pin?
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go to any OCBC branch, bring along your IC and credit card for verification. Will need to fill in form. Then they will process and then will ask u key a 6 digit pin code. Use that pin code to create your account online.

I just did mine last week, whole process took me no longer than 10 minutes smile.gif Better than waiting for them to mail it out.

midnight_plue
post Apr 8 2015, 02:01 PM

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i also didn't receive any SMS about the news. lucky my monthly expenditure on OCBC card don't go more than 1k normally, so still got 1%. Amex is still the way to go, 5x TP better than nothing.

This post has been edited by midnight_plue: Apr 8 2015, 02:02 PM
midnight_plue
post Apr 8 2015, 04:26 PM

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QUOTE(kelvinlzy @ Apr 8 2015, 02:09 PM)
After 1st May, 5x Tp is equivalent to 1.25% rebate.
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still untung another 0.25% mah tongue.gif

QUOTE(propusers @ Apr 8 2015, 02:11 PM)
all your monthly expenditure on OCBC is thru online? Only online transactions and oversea spending can get 1% after revise
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i try to pay whatever I can via online with OCBC card, if merchant don't accept AMEX. Mine is the GE, not Titanium, so still ok smile.gif

QUOTE(fruitie @ Apr 8 2015, 03:49 PM)
Nah, it's OK. I seldom do online transactions.
Even if I do, I always pay using PayPal or just normal credit card.
I applied MACH mainly for my dining on weekdays or places that don't accept AmEx on weekends. laugh.gif
Yes, no complaint so far. biggrin.gif
*
I am not sure la, but I notice some international sites charges an extra handling fee if you choose to use Paypal. Previously don't have. Ugh.

midnight_plue
post Apr 10 2015, 10:24 AM

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the HLB essential looks good, the T&C for the cashback also seem pretty ok, minimum RM100 swipe per month to be eligible, wait till July then I will cancel my GE card and switch to this.

ocbc is losing a lot of customers!
midnight_plue
post Apr 10 2015, 11:05 AM

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QUOTE(victorywp @ Apr 10 2015, 10:58 AM)
save one time money and lose long-term money.  rolleyes.gif
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they think they are smart and consumers dunno anything LOL
their loss anyway!


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