Does anyone know what are the terms and conditions for free access to KLIA's Premium Lounge with OCBC WorldMaster card? Can't seem to find it any where within OCBC's website.

Thanks!

Seems like no other hidden clause other than plain free 2 complimentary accesses.

just received sms


RM0.00 OCBC: With the recent OPR rate increase,get extra 0.25%p.a. on our 12-month Islamic FD,now at 3.90%p.a. Visit any OCBC branch by 31 July. T&Cs apply

Maybank also got 7%

Yup! Just booked and can confirm that.

I have the same upgrade. Somehow despite the so called terminated titanium card, the autodebit that were tied to the titanium card can still work after so many months.

Would have assume that a card that has been upgraded, will automatically terminated the old one. OCBC works differently....

With what you have reported, I also don't feel 'safe'...

Cancel it then.

if they want to retain you, tell them about the RM100.

Mine expiring in January. Please keep us posted on your progress.
Thanks!

Best is not to use the card from now on.
Once GST is charged, called to waive. If failed, cancel.

OT: for insurance payment, I prefer to pay annually and use AEON Watami card which gives me 3% cash rebate for spending RM3000 per quarter.

Most, if not all of the current card offers, waive the GST by means of RM50 rebate upon x transaction in n days and start earning your cash rebate.

So, it doesn't really matter if you apply now or after GST is implemented in regard to GST and wait for the announcement of GST exemption (which is still uncertain, by the way).

They way i understand from the statement is, there will still impose RM50 Service Tax for credit card until 1st Apr 2015.

After which, GST will replace Service Tax and if your card requires you to pay annual fee, it will be subjected to 6% GST, likewise the banking transactions rendered,

"all banking services rendered and conducted in Malaysia are subjected to GST. You will be subjected to GST at the standard rate for the fees and other related charges e.g. annual fee, cash advance/ withdrawal fee and card replacement fee."

What I am not clear is, if bill payment through the bank's web portal will subject me to 6%.

if yes, then we will be paying 6% to the bank, and the service provider that we are paying to already charged us 6% = 12%????

Your question is exactly this:

"I just paid RM50 for Credit Card Service Tax on 25.03.2015, will you prorate the fee with the implementation of GST from 1st April 2015 and refund the balance?
GST will not be charged on annual fees that have already been subject to the RM50 Credit Card Service Tax paid prior to 1st April 2015. GST will only be applied upon the due date of the next annual fee."

it doesn't seem to answer the question, but my understanding is, once you paid, it's paid and no refund nor prorated rebate whatsoever. What the statement above seems to imply that, the new GST will not be applicable to your credit card until the next renewal date. ie. If your card has annual fee, it will not be subjected to 6% GST, but the subsequent year's will.

LOL! I agree.

Quite a lame FAQ. You asked A, they answered B.

If my memory serves me right, it has been there at least 2 years, but didn't work on my samsung galaxy last time. So uninstalled long long liao.

Perhaps that's what OCBC expects card holders to do?

if you can spend min RM1K per month, I recommend AEON Watami.