a bit suprised cos normally if u always pay on time and esp in full, if you miss one payment or late, they will waive all the penalty and interest charges

suggest that u either call or fax in your complaint that OCBC does not appreciate your business

Cancel it then.

if they want to retain you, tell them about the RM100.

just called to cancel the card after receive message about waiver request being declined..

Seems like they don't really care about people cancelling the card. The CS don't even bother to retain me.. maybe i did not spend too much on this..

What's you spending like? If > rm1000 and <rm2000, still the second card is the world's kampung hero card, WISE.
When you decide to use WISE, only petrol(must do transaction on the automated pump's machine) and groceries(Tesco, Giant, AeonBig, Mydin sure can get) and mobile will ensure you 8.25% of cash back.
BTW, if you are having good payment record, they can waive it. Guess with the latest OPR hike and to ensure the staffs are getting 6-12 months bonus, cheating the on penalty fees are 1 of the way.
Other than that will be HSBS, also all kind of excuse or CIMB.

1 to 3k
Meaning sure reach rm2000 a month?
Can list down what is your spending?

Just TNB bill rm1800? Prefer to have a breakdown
If really just TNB bill, use HLB, 10 X rm100.

call the cs to inform them.

freaking serious bro.

check it out!

http://www.ocbc.com.my/assets/pdf/Cards/Cr...uncement_v2.pdf

Our embassy can't prepare that kind of report because their letterhead is only for Govt to Govt issue. They even ask me to forget about what happened. Haihhhhh.
Yes please dont bring too many credit card. Else put it in ur shoes etc. Because the mafias/gangsters will not take ur cash. During the time I have around RMB1500 in my jacket pocket but they didn't take it. They only ask ur CC and ur ATM card.
Already call the bank yesterday from Malaysia Embassy office. I have the officer to explain to the bank that in China their system is different. But Bank still insist for the police report. That's why I tot to make a police report in Malaysia. But wonder if bank accept it or not.

Let me tell you, I shared your story with my China colleagues. They are now based in Malaysia, one was from Beijing and another one from Shanghai.

They told me, the first thing you should do is report to the police in China. They are very efficient and they are trying to get rid of this kind of cheaters and gangsters in China. Moreover, big cities like Shanghai and Beijing take safety issue seriously. I had stayed in Beijing before and I know how safe it is.

If you make police reports, they usually prioritize foreigners. So, they advise you not to waste time and make a police report in China.

About being threatened by them, there is no such thing, what can they do with your details.

All the best.

Yes but I wanted a legal and clean Massage Place due to fatigue on my body. Not hanky panky etc. Little that I know, the aunty took me to the gangsters place, I have no way to escape due to been locked in a room. So scary during that time.
Was locked in a room with 5 of them. So yeah no people to help me etc
Yeah but atleast they did help me call my bank etc. Infact the officer did bring me to lunch to cheer me up etc. Quite a kind person I must say.

0.1%...