You should have gotten a letter and the info can be found at OCBC's site or else you can search the forum. Not hard at all!

Margin for stereotypical guy items (IT, gadgets, hardware) isn't as high as girl items (fashion, etc). That's why they can't do such promos.

The catch is the high-pressure sales techniques. Ended up signing for package and called them the same day to cancel. Now waiting to see if they are willing to allow cancellation because according to OCBC, the EPP is approved but the funds haven't been transferred to them yet.

Their sign-up procedure is a bit scary, they will end up knowing so much about your personal and CC details until they can easily pretend to be you to the bank if got someone there not so honest.

Yes, only after I got home, I realised I can't actually afford the package, that's why the rush to cancel. Don't plan to put myself in such a situation again.

I'm pretty sure the GST was charged per his normal schedule and not for the replacement card itself. My card was replaced a few months ago due to fraud complaint and they didn't charge new GST.