Has there always been this OCBC flash deal? quite interesting really.

makes me want to apply for one... though i'm not eligible for a titanium card. will be awhile before i start earning 5k a month.

damn should have applied for it when the titanium requirement was only 36k... =.="'

If you want a card of almost same benefit, try HLB essential.

also 1% rebate. but excludes petrol (the slight difference)

of course, you don't get the ocbc flash deal, but everything the same

^ agree.

(Disclaimer: I’m NOT promoting and I don’t work for HLB and affiliates, just sharing my experience)
And also for those who can't spend 30k-40k on this card, but one can opt to switch for HLB Essential Card. When I wanted to cancel my card, they actually call back and willing to waive the GST (no swipe-3-times condition or anything but they did say I cannot cancel within a year, which is fine).

So they actually gave me the RM50 BEFORE my GST is due… roughly 2 weeks earlier (one day after I receive their call). And my usage for the past year? Less than 5k.

The downside is HLB Essential rebate excludes petrol. But you have better cards for that.

But ocbc titanium (and their world mastercard) not opened for new application currently. Someone mentioned this some pages back. Though OCBC great eastern and hlb essential gives 1% rebate and still opened… so, I think for your xiaomi case, looks like the unlimited 1% is the best?

OCBC seems the better option simply due to HLB online banking does not allow bill payment via credit card for many payee. Example, most important/common payee is TNB, does not accept CC via HLB online. I’m not sure about OCBC online, but I think should be way better than HLB.

This post has been edited by adele123: Nov 18 2014, 11:18 AM

big bad world partner is HLB now. OCBC still open booth there?

you can swap your car/fire insurance to OAC...

Or... you can go for HLB essential.

This post has been edited by adele123: Feb 18 2015, 02:58 PM

you should get a replacement. it just mean, not opened to new applicants. they are not removing it entirely from the product shelf, i think.

i think bank rank 3rd, insurance rank 2nd.

ANYWAY, i think ocbc is asking you not to spend above 1000. cause they give 0.5% rebate for spendings ABOVE 1000.

i still recommend HLB essential to to other people though.

if you look back few pages, some forummers reported yes... but have (to me) very high spending... i've seen 40k per year...

you can go for OCBC GE. still 1% unlimited... or you can go for HLB Essential (but the 1% excludes petrol)

the OCBC titanium not opened for new applications... has been for quite some time...

T&c is correct...

However the loophole is... I spent rm60, i got rm1 rebate... Hlb essential go by Round nearest ringgit. I did this unknowingly last year... I repeat after i found out. But the last time was probably more than 6 months ago...

No no... Not based on transaction

i don't know if they fixed the loophole, since i spend >100 usually. there were 2 statements, that i spent between 60-70. Both times i got RM1 rebate.

anyway, there might be a possibility they covered this loophole. worst, they will also switch their rebate % this year.

times are hard

there's also HLB essential... if they don't change their cash back in the next few months...

1% unlimited on all retail except petrol.

so yes 1% including insurance.