Hi handsome and pretty,

I have some doubt over this type of credit card , hopefully some one can answer my question.

1) total spend RM1k , is that my total paid amount before due date is RM1k or lower ? In case rebate 1% , which mean only RM990?

2) min income ? I'm fresh graduate , worry hard to apply it

3) is that they will ask u to purchase insurance , etc ?

4) I currently have medical card with alliance , is that I can use it to pay my regular premium?cash back apply for this?

Thanks in advance