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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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MeToo
post Aug 28 2014, 03:33 PM

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QUOTE(victorywp @ Aug 26 2014, 04:30 PM)
monthly there will be one day where you get a limited 2-hours surprise deal in selected merchant. you will get 50% rebate if you do your purchase on that day within that 2 hours. pink card gets 50%+10%.

but this month's flash deal is on hold...
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Strange I didnt seem to get any notice on these deals.

Might not be worth it since its 12x per uyear... and might not be the merchant you want to use it at.

And how about the Annual Fees/GST? Still need to pay?

I'm on the brink of cancellign this week....
MeToo
post Nov 6 2014, 05:26 PM

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QUOTE(akh2920 @ Nov 6 2014, 05:19 PM)
My main concern is the RM3k per quarter (aka 12k per year) minimum spend, very hard to hit la for tertiary card sweat.gif

But if always got go watami eat then different story tongue.gif
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I use it to pay for my dotter's education insurance... 4500/qtr... so every qtr i do some misc charge for rm500.. ngam ngam RM5000... just nice to cap off the RM150 cash back..
MeToo
post Nov 19 2014, 06:52 PM

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Is this card still relavent?

in view of Watami + Maybank One + PB Signature
MeToo
post Nov 21 2014, 10:59 AM

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QUOTE(victorywp @ Nov 21 2014, 10:57 AM)

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wow does this have a limit? 30% discount is not bad at all
MeToo
post Apr 8 2015, 04:20 PM

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QUOTE(funlp @ Apr 8 2015, 04:19 PM)
from 1% unlimited to 0.1% for everything else & 1% only for online & overseas transactions  cry.gif
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I just called them to cancel the card

my PB card gives me 6% for online purchases...

This post has been edited by MeToo: Apr 8 2015, 04:20 PM
MeToo
post Apr 9 2015, 03:12 PM

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postponed my cancelation of the titaniumm....

Apparently I have about 12k charged to the card when i was overseas last 2 weeks...

Statement not sent out to me yet.. if I cancel.. I will lose the cash back (which is NOT fair if u ask me)...

So I will keep it active until the statement sent to me (in 3 days) then only cancel...

pffftttt
MeToo
post Apr 27 2015, 05:43 PM

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After all these nonsense OCBC throw at us...still got ppl use their cards?

MeToo
post Apr 27 2015, 05:55 PM

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QUOTE(hkboey @ Apr 27 2015, 05:52 PM)
I did! But look like its not transferred yet? Or maybe I just received the card and just have it activated? Will see if they transfer over in the next few days.
Any card with no AF is still a good backup card until a better one is obtained.
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There isnt a single card on the market with AF...

Or rather I have not paid a single cent of AF in the last 10(?) years... currently have like 7 cards..

Just go for the Watami/Maybank 1/PB Sig combination... (or add another Citi prestige like me for the 1 for 1 GSC ticket)
MeToo
post Apr 28 2015, 11:28 AM

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QUOTE(propusers @ Apr 28 2015, 10:31 AM)
I am still using it to pay my Astro, TNB, Syabas, Telekom...

If there is any credit card can pay these bills online and get more than 1% cash back rebate, I will cancel this OCBC Titanium. Any credit card suggestion?  smile.gif
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You can also use Watami IF you dont wanna use Amex during the weekends.

Watami is 3% cash back for everything... including your insurance payments.. (capped @ 150 per qtr)
MeToo
post May 6 2015, 12:20 PM

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QUOTE(fuu @ May 5 2015, 09:52 AM)
Hi all,

Let's say for OCBC 365.. If I pay for my GE insurance worth RM 3,600.. do I get 1% for the first RM 1,000.. then the balance RM 2,600 x 0.5% rebate? Is it applicable to insurance?
So, rebates would be RM 1,000 * 1% + RM 2,600 * 0.5% = RM 10 + RM 13 = RM 23?
Also, for OCBC 365, there is no annual fee waiver of any sort (like 12 swipes/year for 2nd year onwards, if I read the T&C correctly), while for OCBC GE Card, it's free for life.

If apply for OCBC GE card, the Auto-IPP for 12 months, means RM3,600/12 = RM 300/month, right? so it's 0.1% rebate of the RM300/month = RM 0.30 rebate monthly? yearly savings from the Auto-IPP for this insurance is RM 3.60, am I correct to count it this way?

Appreciate your feedback on this. TQ  notworthy.gif
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QUOTE(guy3288 @ May 5 2015, 08:21 PM)
i have been using this OCBC Titanium for its unlimited 1%
rebate.....now  no more? sigh............

Anybody knows how to pay AIA insurance online with this Ti card to qualify for that 1%?
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Use the Aeon Watami for 3% cashback IF u spend upto 5k for that qtr

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