Almost everyone I know owns a Citibank card. Their Clear card is good for those just started to own a CC. As far as I know Citibank's main business is from credit cards and I guess they earn a lot of interests from their cardholders.

I didn't know OCBC working hours is until 10pm, I just called them 5 minutes ago.
Will call again tomorrow.

I think I will keep the OCBC Ti and add another GE Plat? Or is it a wiser move to only keep one card?

Does GE Plat's 1% rebate also cover online purchases? Just like current Ti?

Wanna reduce the useless cards in my wallet for me to have higher credibility to apply for other better cards.

This post has been edited by fruitie: Apr 28 2015, 10:16 PM

I don't know, I have too many cards now.
Maybe I will just keep but seeing those seasoned cardholders in this thread cancelled their Ti and replaced with GE Plat makes me think twice as well.

First and foremost, card anniversary is in September, why is it you are being charged with GST now? Secondly, there is no more GST after 1st April...

Not a tactic to retain customer, it is either to trick customers or a glitch in their system.

This post has been edited by fruitie: Apr 29 2015, 02:52 PM

My bad and please ignore my post.
Anyhow, I think I will terminate this card. Will call to OCBC shortly to see if can convert to GE Plat, don't want to keep so many useless OCBC cards in my wallet.

Finally, after holding for more than 7 minutes, my call was attended by an agent.

I was thinking to keep the OCBC Ti, but I asked further about GE Plat's 1% retail CB. He said it includes of everything which means online as well.

Then, I requested to change from Ti to GE Plat, no point keeping Ti anymore though the design is nicer.

No fee is incurred but it is still subject to approval. Hopefully it will be approved and you will need to have GE insurance.

Yes, that said I will put the least priority to OCBC card when it comes to spending. So, I don't think I will want to hold another card that basically doesn't really useful.

No need to resubmit any documents but they might request for payslips if they want to. Since it's an upgrade from Titanium to Platinum.
After RM 1k will be 0.5%.

Oh, so it's not like Ti? Ti's cash rebate revision will take effect from 1st May.

Honestly speaking, I was only focusing on OCBC Ti, God knows what GE Plat is.
Only recently thinking to convert, else I won't bother to keep OCBC anymore.

Yes, already put in the application yesterday.
Unfortunately, by default it will send to my home address and I requested it to change to my office address but the office address in their system is still the old details. To update it, it takes another 2-3 working days.
I'm expecting to get everything sorted out only in the week of 11th May, since there is long holidays in between as well.

Thanks to you all for the suggestions.

I don't think it's overseas, it's only online right?

Edit: Saw it but still pathetic.

This post has been edited by fruitie: May 3 2015, 12:33 AM

Just now one lady called from OCBC and required income documents and employment confirmation letter from my employer. She said she will also send the declaration form for me to fill up and I will need to reply all documents to her by this week, until now... Nothing in my email inbox yet.

Mine is a conversion from Ti to GE Plat.

Well, technically my salary record with them which was from 2012 doesn't suffice for a Plat card. So, I just need to update them. Pretty reasonable I would say.

If you have M2Cards, these two bills can be paid via AmEx.
Earn 5% rebate during weekends.

This post has been edited by fruitie: May 20 2015, 10:14 AM

Just saw that my OCBC GE Plat appears in my OCBC online portal. Time to give them a call to check out the card delivery status...

The new credit limit is 10k additional of my OCBC Ti.

I think this topic should be renamed to OCBC credit cards thread since OCBC Ti is no longer that attractive.

Anyway, for those who have received the GE Plat MasterCard, does it look like the one advertised on its page?



Or black colour? I checked my OCBC Online, it shows black colour...

Got it! First time getting a red card.

Nope. My only OCBC card is the first version of Titanium with a curve edge.