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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only
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tifosi
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Aug 21 2014, 11:01 AM
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QUOTE(victorywp @ Aug 21 2014, 10:55 AM) the difference are: 1) some vouchers can be used at other shops (within the same group of companies). for eg. dorothy perkins and rsh vouchers can be used in elsewhere within the same group (which is different merchant, not only different outlet/branch). 2) there's reason they set 2 hours limitation. so that not all get to utilise the 50% within that period, not to mention maximise it. 1. Still within the same group of companies but you have some point there. 2. Doesn't the voucher benefit the merchant more? The first 2 sales I went, I only spent 160-170. With the voucher, I spend even more on the merchant. I spent RM 200.
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tifosi
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Aug 21 2014, 02:18 PM
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QUOTE(victorywp @ Aug 21 2014, 12:22 PM) 2) i think the performance of an outlet/branch based on product selling more than voucher selling. No idea but at the end of the day, it's still the revenue that goes to them. The reason why OCBC stopped it because they can't sustain paying RM 100 to us every month.
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tifosi
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Aug 22 2014, 03:49 PM
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QUOTE(breezywind @ Aug 22 2014, 03:40 PM) I think I missed the conversation, what's good with PBB Visa Signature ya?  The perfect card to replace the old OCBC Ti. 6% on dining, grocery & online. But at 100k  , gotta work harder.
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tifosi
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Aug 22 2014, 04:11 PM
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QUOTE(WhitE LighteR @ Aug 22 2014, 04:03 PM) fuah.. serious ar.. thx. i will check it out. If you have 30K to spare, can easily bypass the requirement.
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tifosi
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Aug 22 2014, 06:20 PM
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QUOTE(breezywind @ Aug 22 2014, 05:38 PM) Do share on the "closed room lesson" pls... I used for monthly petrol, phone bill and groceries... nicely cover 1k. But for extra shopping, One Card just a let down, probably cz the rebate also on Petrol, groceries and stuff... I only get around RM10+ rebate for 1.8k last 2 month. Watami vs PBB card? Don't bother with the One Card already. Since they introduce the petrol cap, it became useless.
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tifosi
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Aug 29 2014, 05:02 PM
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QUOTE(cfa28 @ Aug 29 2014, 03:28 PM) OCBC gave me RM50 Annual Bonus for my Service Tax but unfortunately, the Mrs did not get it since she does not use the Card very much. Anyone else got the Annual Bonus. Glad they did not scrap it. How much did you spent? I spent about RM 10K but was declined. According to CS, I do stand a chance if my spending is around RM 20K.
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tifosi
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Sep 3 2014, 04:23 PM
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QUOTE(DarReNz @ Sep 3 2014, 02:42 PM) i have corrected it, wanted to ask tifosi & Human NatureIn my case, I called after it appeared in my unbill and another time after my statement is out but also no avail
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tifosi
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Sep 18 2014, 03:39 PM
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My TMC got fraud.  Haven't been really using since Nov 2013 except for the flash deals only.
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tifosi
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Sep 19 2014, 09:09 AM
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QUOTE(stargate8 @ Sep 19 2014, 01:15 AM) mine too, happen on 7 sep, few transaction made but 2 got charged total USD 500, already submit dispute on 9 sep... tomorrow will call them to find out the status... I just notice from my ocbc IB, it has shown replacement card number, but no one from ocbc contact me to collect my card... bloody service...  Did your transaction got posted? Mine already is already in outstanding balance
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tifosi
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Oct 7 2014, 10:32 AM
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Mine was fraud on 17th Sep, submitted my dispute form on 24th Sep but it's still in my outstanding balance as of today.
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tifosi
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Oct 7 2014, 07:25 PM
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QUOTE(supersound @ Oct 7 2014, 06:48 PM) Usually will be there for 1 or months. Is local or international fraud case? If international will be much more complicated, considering our police's efficiency. International.
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tifosi
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Dec 23 2014, 10:06 AM
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QUOTE(dreaming_gal123 @ Dec 22 2014, 02:58 PM) had anyone experience being rejected for OCBC Credit card application, after appeal and it was successful? Thanks I did. There's an appeal template by me on the first page  But why do you want OCBC so badly? I wanna cancel it when my GST is coming.
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tifosi
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Apr 9 2015, 09:55 AM
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0.1% rebate on Titanium? Any card on the market would be better. Used to be my backup card. Now, any random card would be a better backup card.
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