Yes, online transactions still have 1% for RM 1k.

Oops. My bad for the confusing statement.
1% is only for first RM 1k for online and overseas transactions. Subsequently after that is 0.1% I think.
http://www.ocbc.com.my/assets/pdf/Cards/Cr...uncement_v2.pdf

This post has been edited by fruitie: Jul 13 2015, 09:52 AM

Yes, started on 01.05.15, I thought it was a very hot topic about three months ago?

I have GE insurance with them so converted it to GE Plat. 1% for first RM 1k and subsequently after that 0.5%, not attractive at all but well just keep it for my monthly insurance.

For normal OCBC Ti, online transactions' 1% cash rebate is not unlimited, capped at RM 1k as well.

I heard the cash back is quite confusing. I think it's also happening to my own GE Plat as well.

This post has been edited by fruitie: Jul 19 2015, 02:47 PM

Oops, I think I mistaken it for GE Plat. Yes, can't find its TnC. For GE Plat, it did mention RM 1k but nothing about OCBC Ti.

For those that shifted their auto GE insurance payment from OCBC Ti to GE Plat, do you guys have the same problem as mine which the auto payment will not be shown on the breakdown but it is lumped in the total amount?

It's so confusing because I don't even know which date the insurance payment is charged to my card, unlike in OCBC Ti which it will show on the breakdown.

I just want to know if is it only me that has this issue or everyone is having as well? If only me, I will really need to make a call to OCBC soon.

When I requested to convert to GE Plat, I did ask about this payment if I should inform my agent that my card has changed. The CS said it is not needed because it will auto charge to my GE Plat. I don't know how all this works now.

This post has been edited by fruitie: Jul 29 2015, 12:43 AM

OK, this is how it shows. I have an outstanding RM 250 but no amount will be posted in my unbilled, current statement and e-statement. The RM 250 is for my auto billing insurance, previously from OCBC Titanium.



Current statement, in reality I have paid RM 250 for my previous month's auto-debit.


Unbilled transaction, I supposed to have RM 250 in it as you can see there is outstanding of RM 250 now. I have checked with CS, the RM 250 was charged on 22nd July.
It only reflects my recent payment.

What I was trying to say is it lumped in the outstanding amount but not in itemized statement.

Current statement is already paid by the way.

RM 64.90+40.55-1.05-2.50+250 = 351.90 (paid and shown in unbilled transaction)
You see the statement amount doesn't tally with the statement, there is a missing RM 250 which is supposed to be auto-debit insurance that never shows anywhere.

I see the statement balance, then only I pay it accordingly.

Next, you see the unbilled transaction, there is no RM 250 but in outstanding balance shows RM 250. I have checked with CS, it was charged on 22nd July.

I asked why is it not showing anywhere, they said if you don't advise merchant, this is how it works...
It will only show in physical statement.

Yes, I went back last week and my mum passed me my letters. If I can recall it correctly, I did see it in my physical statement. Will pay more attention next time.
It will not appear even in e-statement and I thought e-statement is supposedly the same as physical statement.

Nope, no luck as well.

It is posted in the total amount but in breakdown. Well, it is insurance, I have to pay else later kena terminate.

Actually even when I'm on GE Plat, I don't find it any interesting. Still looking for an alternative but I don't spend that much to get Watami cash rebate.

Yes, annoying and confusing. Now I only know I will need to pay my insurance but no concrete proof that I have paid for it. Nothing shows on my breakdown.

Unfortunately, you can only see in physical statement, I will pay attention to mine in the future or you have to inform your merchant to charge it to your new card.

I'm planning to inform my insurance agent... Else I can go crazy calculating myself but luckily my spending on OCBC is not much.

It's the same thing for me. Both also 1%.
That's why I said their billing is crazily confusing.

CS can't help much, I asked before..
The most they can do is let you know the date of the auto-debit.

This post has been edited by fruitie: Aug 17 2015, 12:39 AM

You are better off to get suggestions from this thread: https://forum.lowyat.net/index.php?showtopic=3644347

Aeon Watami is much better...

Saw this in my inbox. Enjoy a Complimentary Stay When You Attend a 60-Minute Palace Vacation Club Grand Preview!

http://www.ocbc.com.my/personal-banking/Ca...aceVacationClub

I can bring anyone there and just sit down to listen to 60 minutes, that's all? No need to do anything after that?

Terms and Conditions

This promotion is valid for OCBC Credit Cardmembers only.
This promotion is valid until 30 November 2015.
Not valid with other functions, promotions, coupons/vouchers and loyalty/privilege card unless stated.
**Customers are required to attend the Grand Preview from now until 30 November 2015, whereas validity of complimentary stay varies based on the dates stated in vouchers.
**Complimentary offers only applicable if customers have attended the preview with spouse.
**Advance reservation is required for Grand Preview.
**Customers must present the OCBC Credit Card together with the flyer to obtain the gifts.
**There is no obligation to purchase the Palace Vacation Club Membership.
*Only one Principal Cardmember per redemption (of the free hotel stay) per family.
*All complimentary stays do not cover transportation.
*Offer is not applicable for existing Palace Vacation Club members and those who have attended similar Palace Vacation Club previews within the last 18 months.
**For Cardmembers residing out of Klang Valley, a special preview will be arranged at the Cardmember’s nearest location.
Complimentary stay and 60-minute Grand Preview are subject to terms and conditions of Palace Vacation Club.

Thought can choose my time to stay, too bad then...

This post has been edited by fruitie: Sep 6 2015, 11:04 PM

**Customers are required to attend the Grand Preview from now until 30 November 2015, whereas validity of complimentary stay varies based on the dates stated in vouchers.

The biggest problem is I don't have a spouse yet.

The option is there all this while. Which card of OCBC that you still have? I rather you choose other better cards than this pretty useless card and wanna waive AF.

The problem is Titanium and GE Plat have no AF.
Titanium: http://www.ocbc.com.my/personal-banking/Ca..._TitaniumMaster
GE Plat: http://www.ocbc.com.my/personal-banking/Ca...astern_Platinum

If you have OCBC GE Plat, then it is 1%.