May 20 2014, 08:04 AM
QUOTE(tommy1984 @ May 20 2014, 12:04 AM)
The way I see it, credit card is like a two-edges sword. It's a great tool, but if you don't use it carefully and correctly, it can hurt you. If you think you can control your buying impulse, and reasonably educated in handing your personal finances, by all means, get some credit cards.
off topic warningheheh - IMHO, it's not education that helps in using credit cards as a tool or destroyer.
It's attitude / emotional control +common sense.
Spending for most folks are emotionally laced - thus those evil marketing folks usually use visions of your love ones, dreams, etc to part us from our $
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