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 [WTA]Salary RM1500, can I get credit card?

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vincentwmh
post May 21 2014, 03:34 PM

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QUOTE(Bonescythe @ May 20 2014, 06:15 PM)
Ya. They free you this free you that. Give you 0% interest installment for 2 years. Balance transfer and free a gift. Every month charge you rm100.. you won't feel it. But if 10 item every month charge 100... there comes the pain.
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agree, agree>>> free gifts. many many trolley bags to choose from each time i wanna travel. latest edition, ocbc's
vincentwmh
post May 21 2014, 03:36 PM

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QUOTE(Jee88 @ May 21 2014, 11:19 AM)
I would so agree with this!
End of the day proper finance management is the key. CC is actually a damn good tool to leverage on discounts and rebates. To me its benefits outweighs the use of cash.

rclxm9.gif  rclxm9.gif
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agree agree!!!! thumbup.gif basically, CC is equal to discounts & rebates plus free gifts.
vincentwmh
post May 21 2014, 05:04 PM

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QUOTE(wodenus @ May 21 2014, 04:52 PM)
That is if you spend more than you have to pay in interests and annual fees smile.gif
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why need to pay interest & annual fees???? rclxub.gif care to explain!!

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