QUOTE(Alberttks @ Feb 24 2018, 10:57 PM)
Thanks for replying.
1. Based on RM4000, for D VS1, is the price more affected by the D/E/F or the VS1/VVS1 etc? I choose D, since its colourless. I saw some really cheaper 0.3Carat around RM2000-RM3000, it may due to lower clarity?
2. So are you saying that for Platinum setting ring in malaysia its around RM3000++ price? Or should I go for a 18k white gold instead? Is it worth it to actually pay RM3000+ for the platinum setting since it won't fade colour and more rare.
Yes, its Estrella diamond from D&P.
1. Other than the colour and clarity factor, the cut quality is also one of the main factor determining the price. The "Cut" I mentioned here is not the typical Triple Excellent's Cut, but it is the optical precision of the diamond - How well the hearts and arrows can form. Also, the proportions of the diamond is also a main factor. The non-borderline Triple Excellent will usually be more expensive compared to borderline ones because the non-borderline ones are at the center and considered to be the best diamonds with optimal performance.
I can get relatively cheap 0.3ct GIA Triple Excellent from Zoara - http://www.zoara.com/#/a_aid=myengringexp
(affiliate link) if I just want a GIA Triple Excellent without looking into its optical precision. Zoara can provide the actual diamond image to let you know how well the arrows are formed. However, they won't provide you the hearts image, IdealScope image, and the ASET image. However, based on the proportions and using tools like HCA, we can still filter out some better diamonds that are good enough. Just that we won't know 100% how well the diamond is cut and how good is the light return, unlike what vendors such as WhiteFlash or Brian Gavin Diamonds can offer. Anyway, this is just a give and take situation.
2. RM 3000 is just my own estimate. I predict that it already has some extra buffer in terms of price (I could be wrong though). For the exact price, it will be best to check with jewelers such as Memory Jewellery or iDo Jewellery.
Usually, when you buy both the diamond and the ring setting together, the ring setting will "seem" cheaper. This is because the price of the diamond has already cover for the earnings of the vendor. However, if you bring in loose diamond, the vendor will not be able to earn from the loose diamond itself, therefore, the ring setting will be more expensive.
Worth to pay RM 3000 or not - Each has his/her own view on this. Personally, I would rather spend on a larger carat diamond. RM 7900 can land be a 0.4x ct E VS1 Hearts & Arrows diamond on a 4-prong simple solitaire 18k white gold ring setting already. I can always redo the casing when I feel that it is no longer nice or maybe upgrade it to a nicer casing in the future. Anyway, just my opinion, platinum 950 does give a very nice solid feel to be honest, so you have to think about it - try to think what you other half will like.