PB is having dining privileges for Pacific coffee, i guess cashback is not eligible due to point 6 below, may be you try to swipe after the promotion period to see if cashback eligible.
Pacific Coffee
1. *10% OFF on total bill and
2. **FREE one slice of cake on birthday month with any drinks purchases.
3. *No minimum spending amount is required.
4. **Valid with any handcrafted beverages purchase and Cardmembers shall present their IC
for verification of birthday.
5. **Not applicable to bottled drinks and juices.
6. Not valid with other discount cards, vouchers and other on-going promotions.
The Promotion is valid from 1 July to 31 December 2014 unless stated otherwise
(“Promotion Period”).

very kedekut as usual.

If there is an equivalent card from MBB then i will switch immediately.

One day i have to check what MCC Starbucks is using. Pay by VS and Wise all no rebate 

I drink coffee from Mon-Sun 

MBB VS does not have online transaction cashback..and the annual fee is crazy.

today i go PBB to ask about this, and the CS said the FD pledged have to be normal FD, minimum RM 35k, on 1 month basis (3.15% only),promotion FD (like the 3.98-4.28% FD promo, effective rate is 4.05%) are not eligible.

4.05% - 3.15% = 0.9%, 0.9% x RM 35000 = RM 315, you havent earn anything u already loss RM 315

and if u want to take ur FD out, u need to cancel your card first.  So your FD is practically lock dead in PBB.

of course with interest la.. already said 3.15% ma..

Maybe no one in LYN won anything in Bonanza 11 & 12 ?

BONANZA CASH BACK - WEEK 11 20.00

gonna miss WEEK 12..

Now i have more confidence is moving my 1 month FD from MBB to PBB in order to apply for this card.
The FD rate in MBB is just the same as PBB.

Victory gor, do you mind to share what will you do with the free money from BT? 

Have you ever considered the HLB Wise STUPID card that @supersound always mentioned before since you may get RM100 cash back too? 

before i get the 6% cashback, i already lost 34*rm5 = rm170.

As i rmbr, The CIMB cashback exclude utilities & telco even tho paid online?

you mean you call them every month to pay for the fee? will they accept amex if this is the case?