Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions
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 Jan 27 2015, 04:18 PM
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#1
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Junior Member
38 posts Joined: Sep 2012 
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Hey guys... Public bank is offer me public gold visa card but just sending me letter and ask me go n collect the card without notice to me before when they want offer me.. If i dont want the cc, can cancel it? Thanks
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Jan 27 2015, 05:16 PM
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#2
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Junior Member
38 posts Joined: Sep 2012
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QUOTE(leo_kiatez @ Jan 27 2015, 05:13 PM) Yes, u may cancel. I think Public Bank would always offer ppl it's credit card once you take their loan. Yes u r right.. I email them ytd and rcv their call this morning.. They told me like exactly u say.. So I still need to go the branch for collect the card and inform them I want to cancel it? |
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Jan 27 2015, 09:20 PM
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#3
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Junior Member
38 posts Joined: Sep 2012
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QUOTE(Human Nature @ Jan 27 2015, 06:24 PM) If you ask me, i will email to the bank and cc to Bank Negara to get it withdrawn (not cancelled). hi bro, so basically i just need to email them and cc bank negara to get it withdrawn? coz my fren told me if i din go n collect the card, it will automatically cancel, is it true? |
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Jan 27 2015, 09:30 PM
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#4
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Junior Member
38 posts Joined: Sep 2012
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QUOTE(Human Nature @ Jan 27 2015, 09:25 PM) Yes because you never apply for the card and it is wrong for the bank to issue it to you without your consent. You can of course get it cancelled through email/call, but this will be shown in your record. alrite noted, so basically is email to their cs and cc bank negara will do? thanksIf you just act like nothing happen (like what your friend said), the GST may have been charged to your card. |
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Jan 27 2015, 09:49 PM
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#5
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Junior Member
38 posts Joined: Sep 2012
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QUOTE(Human Nature @ Jan 27 2015, 09:44 PM) CC to bank negara so that they take it seriously. Usually I just email to Bank Negara and let Bank Negara email to the bank. wat means upgrade to vs? sorry not so knw abt it..Most likely, they will still cancel it (not withdrawn) and settle the GST..so it is up to you whether this is acceptable or not. (or why not tell them to upgrade it to VS?) |
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Jan 27 2015, 10:01 PM
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#6
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Junior Member
38 posts Joined: Sep 2012
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QUOTE(Human Nature @ Jan 27 2015, 09:57 PM) Okay, I just re-read this post. You mentioned (1) the bank 'offer' to you but (2) ask you to go and collect. Both happen at the same time? actually they just direct send me the letter and ask me go n collect the card, but i dunno is what card, then ytd i do email and ask them i din apply any credit card from them, this morning they do cal me and tel me is because i gt apply loan in public bank, so they offer me the pb gold visa and mastercard.. hmmm... |
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Jan 27 2015, 10:06 PM
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#7
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Junior Member
38 posts Joined: Sep 2012
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QUOTE(Human Nature @ Jan 27 2015, 10:04 PM) LOL, 2 cards yeah is two cards.. and this 2 cards doesn't have any benefit.. which means i need to call to bank negara? very sneaky, refuse to email but call instead...go and complain to Bank Negara |
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Jan 27 2015, 10:09 PM
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#8
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Junior Member
38 posts Joined: Sep 2012
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QUOTE(Human Nature @ Jan 27 2015, 10:07 PM) you are right about the 2 cards. no need call, just email will do. be specific and provide all the detail. ok noted... thanks for your help!!! appreciate it!!  |
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Feb 5 2015, 06:28 PM
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#9
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Junior Member
38 posts Joined: Sep 2012
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QUOTE(barneysteinsson @ Feb 1 2015, 03:42 PM) hire purchase ? yes.. definitely.. they let u sign the credit card application form without your consent   |
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