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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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millenniummonkey
post Jun 30 2014, 07:04 PM

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QUOTE(DM3 @ Jun 30 2014, 04:26 PM)
at the end u got to pay up $12 more as the 238 only to offset 5% charge on the 5k ammount
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Yup, technically it's not a rebate but a special rm12 fee for 24-months BT instead. I need to BT so it's worth it.
TSronnie
post Jul 1 2014, 09:22 AM

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QUOTE(Human Nature @ Jun 30 2014, 12:30 PM)
I am glad to report that my request to set SMS alert to RM1 is successful and will take effect today. Yet to try it though   smile.gif Their new system is up and running.  thumbup.gif
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I received the follow-up call around 4:45PM yesterday : All my transactions >RM1 will get SMS from 30 June 2014 onwards.

When I performed online transactions, I get the OTP SMS but not a SMS transaction alert upon completion of transaction (i.e. merchant page says OK).... is this normal for you as well ?

This post has been edited by ronnie: Jul 1 2014, 09:29 AM
millenniummonkey
post Jul 1 2014, 10:22 AM

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QUOTE(ronnie @ Jul 1 2014, 09:22 AM)
I received the follow-up call around 4:45PM yesterday : All my transactions >RM1 will get SMS from 30 June 2014 onwards.

When I performed online transactions, I get the OTP SMS but not a SMS transaction alert upon completion of transaction (i.e. merchant page says OK).... is this normal for you as well ?
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for the online transactions, think it's a standard norm as OTP had been send to one's registered phone no. and in order for the transaction to go thru, one need to key in the OTP. Therefore, it's sort of an acknowledgement by the account holder of the validity of the transaction.

swiping physically don't need OTP so a SMS had to be sent to notify one of any transaction occurred and for the account holder to contact the bank in case of unauthorized transactions.

Most banks have the below policy

Will there be a situation where customers won't receive an SMS alert for transactions?
Yes - they will not receive an SMS alert for transaction when:
1) the transaction amount is below the preset SMS alert threshold
2) the online transaction is performed through a 3D secure site
customers have opted not to receive SMS transaction alerts

This post has been edited by millenniummonkey: Jul 1 2014, 10:27 AM
Human Nature
post Jul 1 2014, 10:23 AM

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QUOTE(ronnie @ Jul 1 2014, 09:22 AM)
I received the follow-up call around 4:45PM yesterday : All my transactions >RM1 will get SMS from 30 June 2014 onwards.

When I performed online transactions, I get the OTP SMS but not a SMS transaction alert upon completion of transaction (i.e. merchant page says OK).... is this normal for you as well ?
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Yes, same thing for me. Only OTP for online transactions.


confuzan
post Jul 1 2014, 11:00 AM

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guys, have anyone tried buying apps on google play/itunes app store and check whether it is considered online transaction thus eligible for 6% rebate?
Yatan
post Jul 1 2014, 11:30 AM

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I got my pins 2 weeks ago but I don't receive the card yet.
On my application letter, I ticked to have the card send to my office but when i talk to customer service this morning, she mentioned PB don't send card to office... If we need the card to be delivered to office, need to write in separately.

Now, I requested them to send the card to the nearest branch so I can go & collect it myself.. It will take additional one week

A bit disappointed with their service sad.gif

Charlton
post Jul 1 2014, 11:36 AM

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How do we qualify for the 6% rebate for insurance payment? Do we need to link the card to pbebank and pay from pbebank?
laymank
post Jul 1 2014, 12:19 PM

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QUOTE(Charlton @ Jul 1 2014, 11:36 AM)
How do we qualify for the 6% rebate for insurance payment? Do we need to link the card to pbebank and pay from pbebank?
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Online Payment via PBeBank will NOT get you 6%.
TSronnie
post Jul 1 2014, 01:29 PM

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QUOTE(Charlton @ Jul 1 2014, 11:36 AM)
How do we qualify for the 6% rebate for insurance payment? Do we need to link the card to pbebank and pay from pbebank?
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Try to check UOB PayOnline if there's any Insurance provider and use the PBB Visa Signature to pay...this way you get 6%
Charlton
post Jul 1 2014, 01:30 PM

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QUOTE(laymank @ Jul 1 2014, 12:19 PM)
Online Payment via PBeBank will NOT get you 6%.
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Ok, in that case do we have to personally login to the insurance website and make through the insurance website to qualify?

millenniummonkey
post Jul 1 2014, 01:33 PM

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QUOTE(Charlton @ Jul 1 2014, 01:30 PM)
Ok, in that case do we have to personally login to the insurance website and make through the insurance website to qualify?
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Technically, any form of online payment (even using other banks portal online which accept 3rd party cards) except thru pbebank portal in order to be eligible for the 6% rebate.
Charlton
post Jul 1 2014, 01:40 PM

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Thank you all for the clarification. Seems like my insurance provider is not part of the UOB Payonline sad.gif
Human Nature
post Jul 1 2014, 02:00 PM

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QUOTE(ronnie @ Jul 1 2014, 01:29 PM)
Try to check UOB PayOnline if there's any Insurance provider and use the PBB Visa Signature to pay...this way you get 6%
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Have you tested UOB payonline for the 6%?
victorywp
post Jul 1 2014, 02:21 PM

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QUOTE(Charlton @ Jul 1 2014, 01:30 PM)
Ok, in that case do we have to personally login to the insurance website and make through the insurance website to qualify?
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if your insurance company has the online payment feature in their website.
propusers
post Jul 1 2014, 02:50 PM

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so UOBPayonline for TNB, Syabas and Telekom confirm can get 6% ?
clazziquaii
post Jul 1 2014, 03:23 PM

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Guys, Is there any road show going on with public bank credit card? because i want to apply for public bank card
ubuntu
post Jul 1 2014, 03:53 PM

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I got my statement today, spent around RM1700 and received RM58 cash back, I think this is good enough! After some excel maths, following are merchants qualified for cash back. biggrin.gif

Groceries:
Mydin
Tesco
Giant
Pasaraya Hero

Dining:
Restaurant Cozy Corner
Shen Win Shen Seafood Restaurant

Human Nature
post Jul 1 2014, 03:57 PM

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Anyone know what is the Total Cash Mega Bonus / Rebate for?
SUSNicklly
post Jul 1 2014, 04:20 PM

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can public bank esso cc do flexi payment if I buy macbook air at online store?
DarReNz
post Jul 1 2014, 09:53 PM

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QUOTE(ubuntu @ Jul 1 2014, 03:53 PM)
I got my statement today, spent around RM1700 and received RM58 cash back, I think this is good enough! After some excel maths, following are merchants qualified for cash back. biggrin.gif

Groceries:
Mydin
Tesco
Giant
Pasaraya Hero

Dining:
Restaurant Cozy Corner
Shen Win Shen Seafood Restaurant
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u must be near KK or PH

This post has been edited by DarReNz: Jul 1 2014, 09:57 PM

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