so it means u can get up to rm 120 for rebate?? and not sharing the rm 60 rebate with the supplementary card?

Anyone has any idea how long does it takes for the Samsung Galaxy V to reach? Been 1 week since my first swipe

Really??!!!

The T&C states clearly only for principle though:

(i) Cash Rebate
6% cash rebate on grocery, dining and online transaction locally and abroad, capped at RM60 per bill
cycle per principal account (exclude transaction via www.pbebank.com).

I waited at least 3 weeks i think.
Someone will call you to arrange for delivery.

Congratz for getting >RM60 cashback!

Maybe we should try check whether supplementary card stated shared the same cashabck with principle card in their T&C??

Don't be too happy yet. I once received more than RM60 too but only because cashback from one of the previous month's spending was not included earlier. Maybe KageBunshi can calculate the supp cashback and see if it tally. If it is true, then jump on the supp bandwagon

Hi all,

My application has been rejected even though meet all their requirements. Any members here faced similar experience? Just curious how they score applications since I manage to get Signature card from other bank. Just FYI, I'm working with Central Bank and have annual salary of over 120K not including other sources (rental, etc) which I have provided as well.

Thanks.

Noted. Thanks for the info!

Could it be your job?

do you have any other account with pbb such as loan?

before i have any loan with pbb, they rejected my credit card application twice, years back.

My application also got rejected. But i know that it must be either due to my commitment is too high or I owned too many cc already, and I have no loan with Pb bank.

This post has been edited by red_scorpion: Jun 1 2015, 04:39 PM

I don't see how is that relevant. What even more funny is part of my job is to analyse all credit accounts in Malaysia, doing some sort of profiling. I consider myself super low risk.

Nahhh their loan product sucks.

Anyway ... I don't really need it so it is better to get rejected but really curious and can't get it out of my head.

I guess it's either

1. Your commitment is already too high. Housing loan, car loan, etc?

Or

2. Your ccris is not clean.

My annual salary is much lower than yours, just slightly above 100k. I have 1 car loan, 1 housing loan, and four cards from Maybank, CIMB, Citibank and Public Bank before applying for this. But I have been paying all my debts before the due date, so my ccris is squeaky clean.

My application was approved last week.

adoi..applied 2 weeks ago and no news..how slow can public bank can get?

Call Public Bank at 03-2176 8000. choose your language, then press 1 to know the status of your application. i applied three weeks ago. i guess they are a little slow on that front.

My ccris is super clean, and my debt to income ratio is merely 19%. I don't have a car loan, 1 cimb credit card and 3 housing loans, which all are rented out at 7-10% ROI. And yet yours got approved. Now I'm getting more curious sighhhh.

probably the three houses i guess, maybe public bank doesn't put much weigh on additional income like rent etc.

For now my sub card have main card have different cut off date. maybe is due to that.
my sub card have RM60 rebate on middle of May statement and I have RM3 rebate on 30/5 statement.

I have sync both card cut off date, by end of this month i will know for sure.
Plus my wife called cs and they told her is RM60 rebate for each card.
But when i call cs they told me is combine.

i do not think the dsr is an issue as mine is much much higher...... i apply this one of the reason is for me to do BT, go figure my commitment... hehe

How much FD we need to commit to be qualified for the card? Joint account can?