Booking airline ticket via MHmobile not fall under 'online' by default. ...
if u re lucky PB add CB manually.. up to them

Yes. That's why some merchants charges extra % when you buy things using credit card. Eg. buying laptop in Lowyat, travel packages from travel agency, etc. But so far no charges from UOB Payonline. Hope it stays that way.

Priceless comment.

Public Bank Customer Service also tells me that it takes about two weeks to get your application approved, and the card to be delivered to your house or home branch.

How come Maybank can be so efficient in performing eligibility check, CCRIS check and CTOS check within an hour, whereby Public Bank needs 2 weeks? Kudos to Maybank for their speedy approval on credit card.

Perhaps, Public Bank Card Centre needs to organize 2-week long meetings, with Tan Sri Teh and Public Bank Upper Management, before they can process credit card application for a commoner like me.

This post has been edited by kart: Feb 23 2015, 04:34 PM

Maybank has improved their service by a lot in recent years

Public Card stil has long way to go. My EMV chip got spoil so I got replacement Card and got few options how to activate the card

1) Self Service - via SMS

2) Call in

I normally use Option 1 - got a return SMS that says, TQ for using SMS to activate your Card. It will take 3-working days

I was like

So I called the Number, spoke to a CS and told him what happened

The reply was that SMS Self Service needs 3-days, call in is immediate

Told them do you know how much biz Public loses in 3-biz days? Please fix your SMS activate to be immediate in line with your competitors

MBB in general is very efficient. .
however their housing loan approval dep. (HQ) is very slow... even MBB branch officer had to really chase em... happened to me

Hi,

Anyone know whether Standing Instruction is inclusive under Cashback as well? Like Astro, Digi, Insurance...etc.

Thanks.

Noticed a problem with this card... it has Visa Wave function... dont even need signature... just wave and payment done... wah lau eh... if card stolen means gone case...

Just as other experts here suggested, just call customer service to activate your credit card.

Pretend that Option 1 - SMS activation does not exist in this world.

same thing with signature also. Even if signature does not match you have to pay if you report the card loss too late.

Visa PayWave has a cap limit for each wave. It cannot be used for large amount transaction.

In fact, with or without signature, there is still a chance for fraud. We just need to be diligent in making sure our card is safe. How many times did you notice the sales staff checks the signature?

I was under the impression if the signature is obviously different, then the responsibility lies with the vendor for failing to check?

if the signature is obviously different, the person who signed under cctv is obviously not you nor your family, and the cc is still in your possession. then you may succeed.

First 2 I can understand... 3rd?

means if you lost your card, you need to call bank(s) to block your card(s) and/or make a police report immediately.
if it's still in your possession but someone managed to swipe it, means that your card has been duplicated.

This post has been edited by victorywp: Feb 24 2015, 11:07 AM

I know what it means.

But sometimes u cant report immediately... being tied up and left for naked at the highway makes it hard to call your bank

what a shocking experience (or imagination) you had! kena tied up, somemore naked, lagi at highway pulak tu!

anyway when you make a police report, you will need to mention the time and date you were robbed. so if your cc being used in between the period of you being robbed and making a police report, you can still dispute it, furthermore with your tormenting case.

Less imaginative would be kena chop a few times and masuk ICU... also susah make police report. Anyway I wouldnt doubt that no matter in what scenario we are most probably at the mercy of the banks. Consumer protection in Malaysia is near non-existence

Dear all,

Just want to ask to apply Public Bank Visa Signature with FD Pledge.
Minimum FD Pledge is how much ya?
How much is the charges for FD Pledge?

the dude missed the "buttsek" sensation part of story.

Visa wave is just an added cool feature, if felt unsecured with such just cut the card.

I received a rm5 cash voucher at Aeon Market because i visa wave a rm30 transaction. how cool is cool is that?

34k with 0.5% charges.