QUOTE(harizdesu @ Apr 23 2014, 10:16 AM)
and afaik, maintaining a bike is also more costly than a car.. well, thats what i heard la.. haha
big bikes yes...actually almost the same la...tires expensive though...kapcai is damn cheap though for maintenance n everything else
when buying a bike ALL loans is a pain in the butt interest wise....especially aeon and shop loans
ive been reading thru fb big bike grps the past few months and most recommend to try n get a personal loan n buy the bike cash frm the shop as the interest rate is lower....plus, if u default on ur loan payments, ull get bad credit but still able to keep ur bike.
if u default on ur aeon loan, credit bad, bike reposessed...shop loan, bike reposessed but dunno abt credit history.
anyway, as mentioned, personal loan is only up to 5x ur salary...and thats still subject to approval....ive applied for a personal loan a few years ago...amount applied is below the 5x, but only approved half of wat I applied for.
ts, if u need a transport urgently, id highly recommend buying a cheap kapchai like modenas kriss or ex5 or watever la...anything u can buy for cash...use it till u have the money for d/p n proper requirements or to buy cash....