Has there been any review or discussion here about the insurance linked funds they are pushing? What are advantages/disadvantages?

I've got no ties or connections for starting my own business. What can you expect from me? Or do you have something to offer? :

Btw, I just need to get enough savings before I can get my hands into biz. No point putting all the $$ in starting a biz if your bank statement is 0. Just that it's too risky to start a biz without a proper savings.

I'm just waiting until the investment fund gets matured after 3 years. In the mean time, I will keep on accumulating my savings. Whether it's a loss or not, at least I had my effort put in this investment fund.

And also 3 year period is a long time, there could be other opportunity out there so I can further utilize my savings.

P/S: If not for my savings, I could have run into trouble fixing my car, my house and other unexpected expenditures.