Do we need to open a saving account with BR for the RM5K for monthly interest payment?

Thanks,HJebat..
Any annual fees or fees involved for applying for Bank Rakyat ATM card? (~Doesn't seem to find the BR webpage mentioning any annual fees)

Out of curiosity..what would happen to the FD interest if there is an early withdrawal of FD in BR? Will they ask for interest refund since the interest is paid monthly & interest rate for different tenure is different?

Thanks,HJebat & bbgoat for the reply..
Went BR today to open for RM5k FD..
The info I got from their customer service seems vry much contradicting.. Min FD amount for monthly interest payment to be credited to saving must be RM10k above & 6mths above tenure(after confirming with a few of her superiors from call)
For BR ATM card, there will be annual fees charges of RM8..
BR Co-op card, annual fees RM5 but must be member of any Koperasi (~which currently I am not any of the member)
BR debit card, one time RM12 charge..but at the moment can't register for online banking pin through ATM..
At the end, nvr apply for any saving accounts for monthly interest credit.

I did not receive any gift..should I ask for that?lol
Did u get any gift from previous BR FD,HJebat?

Ya, I also do notice stated in their web for the min RM5k monthly interest payment. http://www.bankrakyat.com.my/deposits-account-i-
Any co-op which we can apply for private sector working guys like me?

Maybe my 5k not big enough to entitle for free gift??

Aiyo..parker pen or ball point pen? wasted. No ask, no give.

Personally, I do not think it's a good idea. Interest rate in FD is much lower than KWSP rite?

Yea..cert was collected on that day..So need to do some "actings" to get the hadiah. Honestly,not so good at it.Haha
Yup, can't discuss UT in here..can discuss and coach us personally?lol

Yalor, should have ask for it. But..u still better than me as I got NOTHING! HAHA.. Since normally other banks FD doesn't get any gift, so was not that habitual to ask for free gifts.lol
I opt for 12mths since it's 1 of the highest rate FD rate so far. Personally, I think their 3mths or 12mths BR FD rate are competitive enough (~for my this "small" amount of FD & reasonable duration).

This post has been edited by leo_kiatez: Apr 19 2014, 02:12 PM

Thanks for the sound advice.. Definitely will have to visit & read the threads here more in order not to missout any great offers for future.

Any other banks also giving free gifts for depositing FD for >RM5k/RM10k and 6 mths/12mths tenure?

This post has been edited by leo_kiatez: Apr 20 2014, 12:13 PM

"Just realized that was charged 15 cents for HL banker's cheque, the advantage of being PB customer. Before that they were charging RM 5.15 for a banker's cheque. "
HL=Hong Leong, PB=Public Bank, HL=PB??

Sorry for the innocence...HAHA

This post has been edited by leo_kiatez: May 28 2014, 11:26 AM

(~but not me who agitated him.Haha)

Peace to u too..

What is the criteria; Fresh fund needed? What is the minimum amount?