Is it a good idea withdraw KWSP and kept inside fix deposit?
Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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 Apr 18 2014, 05:11 PM
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#1
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5,631 posts Joined: Aug 2011 From: ☆ Kuching ☆  
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Apr 18 2014, 05:35 PM
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#2
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5,631 posts Joined: Aug 2011 From: ☆ Kuching ☆
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QUOTE(leo_kiatez @ Apr 18 2014, 05:23 PM) Personally, I do not think it's a good idea. Interest rate in FD is much lower than KWSP rite?   Plan to withdraw then invest in something that safe but with higher interest. Not sure about Public Mutual Fund... |
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Apr 18 2014, 05:40 PM
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#3
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5,631 posts Joined: Aug 2011 From: ☆ Kuching ☆
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QUOTE(aeiou228 @ Apr 18 2014, 05:33 PM) The fact is you can't conveniently withdraw EPF money as and when you like. I can withdraw all of it. But very small amount.  |
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Apr 18 2014, 05:45 PM
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#4
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5,631 posts Joined: Aug 2011 From: ☆ Kuching ☆
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QUOTE(bbgoat @ Apr 18 2014, 05:44 PM) Also school bag, lap top bag, cups etc Ya, that's what I'd been thinking. And thank you for correcting "interest".Have you collected your cert ? Can pretend pretend go back and said advertise for them and get "hadiah".  It is not "interest", it is gain/loss in investment. Higher gain with higher risk !  |
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Apr 21 2014, 03:40 PM
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#5
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5,631 posts Joined: Aug 2011 From: ☆ Kuching ☆
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QUOTE(aeiou228 @ Apr 21 2014, 11:53 AM) Can share which withdrawal option you can use to withdraw all money in EPF before 55 years old? Not all, just 40% of total amount and both account since I opt for pension. |
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