https://www.pbebank.com/Personal-Banking/Pr...r-FD-Rates.aspx
This one?

Have been discussed few pages back. Effective rate 3.4-3.5 or so.

https://www.pbebank.com/Personal-Banking/Pr...r-FD-Rates.aspx
This one?

Have been discussed few pages back. Effective rate 3.4-3.5 or so.

Not tat competitive if compare with BR n Affin

Yes, no stupid CASA thingy for UOB new FD Promo.

To All:

I updated my FD Page early this morning to assist you guys in getting the highest interest rates offered by commercial banks in Malaysia. Some of the current promos offered are as follows:

Alliance Bank NEW 6 Months FD Promo

AmBank 15 Months FD Promo until 31 July 2014.

Hong Leong Bank NEW FD Promo until October 2014 and you may win yourself a home BUT it has the stupid CASA requirement.

Maybank Step Up FD Promo until 10 July 2014.

OCBC FD and Savings Deals, valid until 31 July 2014.

UOB NEW Straight Forward 6 and 13 Months FD Promo without the stupid CASA requirement. This new UOB offer is worthwhile checking out. Promo valid until end of August 2014.

Public Bank Islamic Step Up FD Promo, rates revised effective 1 July 2014 and are valid until 30 September 2014.

Click on the link below to my Fixed Deposit Page and start earning yourself more money!

Click here to my Fixed Deposit Page

Will update Post#1 later when I got the time and please also assist me here by stating any FD promos worth mentioning so that I can include in Post#1.

The crediting of the monthly interest issue is actually BR side not informing customer on one of their products which changed to 1st of the month crediting of interest. For new FD's, the interest crediting should still be the date that FD is placed. 
You mean the bank has already increased the loan repayment amount ? 

We are still waiting for July 10 BNM meeting.

Like what Top Goat mentioned last time,  this depends on the BR's FD products code/name.

For example, like my old BR FD (placed more than 2 years ago), it calls Mubeen.
For my Mubeen FD, BR will credit monthly interest to my saving account during 1st day of the month.
So far I have received 2 months of interest on the 1st day of June and July, respectively.

I have another BR 1 year FD calls Bejangka which placed last year December.
For my Berjangka FD, BR will credit monthly interest manually to my saving account based on the
FD maturity date.

I guess your BR FD is Berjangka, so you should receive your monthly interest based on
the FD maturity date.

You can see the FD product code (should be Berjangka) printed on the left bottom side of
your FD cert.
Based on BN traditional style, I think a sudden quick jump from 3% to 3.5% in July is impossible la.. 

Guys, sorry I just read through an article from NST. Expert expected a meeting that held by Bank Negara on 10-Jul, it will raise the OPR at least up to 25 basis point.That means if OPR increased, then home loan interest, personal loan interest will be increased as well.... if the same things apply... do that means there will be more interest rate for us to saVE MONEY with fixed Deposit?
The article I refer: http://www.nst.com.my/node/7067

PBB STEP-UP FD:
3.4% (month 1 - 3)
3.6% (month 4 - 6)
3.8% (month 7 - 9)
According to T&C 4.5, interest rate will change with OPR?

https://www.pbebank.com/Personal-Banking/Pr...STEP-UP-FD.aspx

https://www.pbebank.com/pdf/Promotions/tc_p...up_frmjuly.aspx

4.5 The promotional interest or profit rate (whichever applicable) will be
subject to revision should there be any Overnight Policy Rate (OPR) change.
The revision of rate may impact any of the promotional interest or profit 
rate (whichever applicable) i.e. first 3-month rate or first rollover rate or
second rollover rate, where FD or investment placement made in this
Campaign will be subject to the revised promotional interest or profit  rate
(whichever applicable) for subsequent roll-overs.

Mine also charged RM2 for bankers cheque.

Just would like to check more abit.. since those expert do mentioned that OPR will increase 25 basic point.. it will means how much estimated FIXED interest rate will increase for saving and also how much interest rate for loan?

Can I know what is the cheapest and fastest way to transfer from 1 FD bank to another FD bank with a large amount of FD (more than 100 thousand) . e.g

from CIMB bank to Maybank.

i.e. can eGIRO be used or I must personally go the bank to issue cheque ?

Can I know what is the cheapest and fastest way to transfer from 1 FD bank to another FD bank with a large amount of FD (more than 100 thousand) . e.g

from CIMB bank to Maybank.

i.e. can eGIRO be used or I must personally go the bank to issue cheque ?

Previously in my article A Little Bit of that and A Little Bit of That- Vol.1 Chap IV, I did a short write up on GIRO and RENTAS. Scroll down to Interbank GIRO and IBG Transfer via Over The Counter. In a nut shell, same day fund transfer BEFORE cut off time can be summarized as  follows:

1. GIRO - UP to RM100K per day. RM2 per transaction.

2. RENTAS - Up to RM500K per day. RM9 per transaction.

the problem is people don't read (Incl myself )

So the next BNM OPR meeting, we can expect OPR rate changes.
25 or 50 basis point? 

Previously in my article A Little Bit of that and A Little Bit of That- Vol.1 Chap IV, I did a short write up on GIRO and RENTAS. Scroll down to Interbank GIRO and IBG Transfer via Over The Counter. In a nut shell, same day fund transfer BEFORE cut off time can be summarized as  follows:

1. GIRO - UP to RM100K per day. RM2 per transaction.

2. RENTAS - Up to RM500K per day. RM9 per transaction.