Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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 Apr 17 2014, 11:38 PM
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Senior Member
1,610 posts Joined: May 2008  
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QUOTE(bearbear @ Apr 17 2014, 10:25 PM) i have asked this before at Affin - note other bank might be different. They told me you can top up to the amount of cheque by cash but cannot split the amount of cheque to various FD placement. Yes correct. I asked for spilt but said cannot for Affin. One banker cheque for one FD placement.. |
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Apr 18 2014, 12:14 AM
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Senior Member
5,155 posts Joined: Jan 2003
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Other banks beside Affin should be able to do so I guess?
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Apr 18 2014, 12:19 AM
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(tifosi @ Apr 18 2014, 12:14 AM) Other banks beside Affin should be able to do so I guess? No issue for UOB, OCBC and BR |
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Apr 18 2014, 08:00 AM
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Junior Member
22 posts Joined: Sep 2013
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QUOTE(munkeyflo @ Apr 16 2014, 07:25 AM) Updates from OCBC staff this morning New premier refer to newly join premier member or existing premier member put new fund?πOCBC FD Promotionπ *MUST be Fresh Fund* *Promo until 31 July 2014* *T&C applied* A. Pure FD (18m = 3.87%) B. 50% Saving + 50% FD (3m = 4.30%) C. New Premier (3m=5.50%) D. Invesmt Deal (3m=5%) |
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Apr 18 2014, 08:51 AM
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Senior Member
2,112 posts Joined: Jul 2013
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QUOTE(HJebat @ Apr 17 2014, 09:27 PM) Contradicting infos is a common practice for BR I did not receive any gift..should I ask for that?lol  The probability of this practice occurring in the future is still very high  Did you receive any gift? Did u get any gift from previous BR FD,HJebat?  |
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Apr 18 2014, 09:39 AM
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Senior Member
2,112 posts Joined: Jul 2013
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QUOTE(bbgoat @ Apr 17 2014, 06:11 PM) BR has been known to have confusing implementation of some of their "programs". My Co-op card, has no annual fees so do some of the guys here. Their website also mention min 5k FD for monthly interest (FD min. 6 months). Ya, I also do notice stated in their web for the min RM5k monthly interest payment. http://www.bankrakyat.com.my/deposits-account-i- Still the same day you placed the FD. Any co-op which we can apply for private sector working guys like me?  |
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Apr 18 2014, 01:54 PM
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Senior Member
5,155 posts Joined: Jan 2003
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Do I need an account in BR in order to deposit my FD there?
This post has been edited by tifosi: Apr 18 2014, 02:21 PM |
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Apr 18 2014, 03:12 PM
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Senior Member
860 posts Joined: Jan 2003 From: Petaling Jaya
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QUOTE(leo_kiatez @ Apr 18 2014, 08:51 AM) I did not receive any gift..should I ask for that?lol Regulars here usually get gifts, eg. face towel, pedicure/manicure set, umbrella, parker penDid u get any gift from previous BR FD,HJebat? QUOTE(tifosi @ Apr 18 2014, 01:54 PM) Do I need an account in BR in order to deposit my FD there? Not necessary unless you go for the monthly interest.This post has been edited by gchowyh: Apr 18 2014, 03:17 PM |
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Apr 18 2014, 04:04 PM
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Senior Member
2,112 posts Joined: Jul 2013
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QUOTE(gchowyh @ Apr 18 2014, 03:12 PM) Regulars here usually get gifts, eg. face towel, pedicure/manicure set, umbrella, parker pen Maybe my 5k not big enough to entitle for free gift?? Not necessary unless you go for the monthly interest.  |
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Apr 18 2014, 04:10 PM
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All Stars
11,954 posts Joined: May 2007  
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5k they will gv u pen
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Apr 18 2014, 05:11 PM
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Senior Member
5,631 posts Joined: Aug 2011 From: β Kuching β
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Is it a good idea withdraw KWSP and kept inside fix deposit?
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Apr 18 2014, 05:21 PM
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Senior Member
2,112 posts Joined: Jul 2013
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QUOTE(MNet @ Apr 18 2014, 04:10 PM) 5k they will gv u pen Aiyo..parker pen or ball point pen? wasted. No ask, no give. |
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Apr 18 2014, 05:23 PM
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Senior Member
2,112 posts Joined: Jul 2013
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QUOTE(diaBoliQu3 @ Apr 18 2014, 05:11 PM) Is it a good idea withdraw KWSP and kept inside fix deposit? Personally, I do not think it's a good idea. Interest rate in FD is much lower than KWSP rite? |
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Apr 18 2014, 05:33 PM
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Senior Member
5,867 posts Joined: Feb 2006
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QUOTE(diaBoliQu3 @ Apr 18 2014, 05:11 PM) Is it a good idea withdraw KWSP and kept inside fix deposit? The fact is you can't conveniently withdraw EPF money as and when you like. |
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Apr 18 2014, 05:33 PM
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Staff
2,797 posts Joined: Nov 2007 From: On the beach
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QUOTE(tifosi @ Apr 18 2014, 12:14 AM) Other banks beside Affin should be able to do so I guess? No such issue with UOB or OCBC so far. QUOTE(tpooyee @ Apr 18 2014, 08:00 AM) New premier refer to newly join premier member or existing premier member put new fund? I'm quite sure it's referring to newly join premier member. |
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Apr 18 2014, 05:35 PM
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Senior Member
5,631 posts Joined: Aug 2011 From: β Kuching β
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QUOTE(leo_kiatez @ Apr 18 2014, 05:23 PM) Personally, I do not think it's a good idea. Interest rate in FD is much lower than KWSP rite?  Plan to withdraw then invest in something that safe but with higher interest. Not sure about Public Mutual Fund... |
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Apr 18 2014, 05:40 PM
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Senior Member
5,631 posts Joined: Aug 2011 From: β Kuching β
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QUOTE(aeiou228 @ Apr 18 2014, 05:33 PM) The fact is you can't conveniently withdraw EPF money as and when you like. I can withdraw all of it. But very small amount. |
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Apr 18 2014, 05:44 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(gchowyh @ Apr 18 2014, 03:12 PM) Regulars here usually get gifts, eg. face towel, pedicure/manicure set, umbrella, parker pen Also school bag, lap top bag, cups etcQUOTE(leo_kiatez @ Apr 18 2014, 05:21 PM) Aiyo..parker pen or ball point pen? wasted. No ask, no give. Have you collected your cert ? Can pretend pretend go back and said advertise for them and get "hadiah".  QUOTE(diaBoliQu3 @ Apr 18 2014, 05:35 PM) Plan to withdraw then invest in something that safe but with higher interest. Not sure about Public Mutual Fund... I do have Public Mutual which seems to be doing well. Anyway, not to discuss UT here. This post has been edited by bbgoat: Apr 18 2014, 05:45 PM |
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Apr 18 2014, 05:45 PM
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Senior Member
5,631 posts Joined: Aug 2011 From: β Kuching β
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QUOTE(bbgoat @ Apr 18 2014, 05:44 PM) Also school bag, lap top bag, cups etc Ya, that's what I'd been thinking. And thank you for correcting "interest".Have you collected your cert ? Can pretend pretend go back and said advertise for them and get "hadiah". It is not "interest", it is gain/loss in investment. Higher gain with higher risk ! |
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Apr 18 2014, 10:10 PM
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Senior Member
1,035 posts Joined: May 2010
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QUOTE(leo_kiatez @ Apr 18 2014, 08:51 AM) I did not receive any gift..should I ask for that?lol You should.Did u get any gift from previous BR FD,HJebat? What's the tenure when you open the FD account? I did receive gifts from BR, but not as exclusive as other forummers here have received  |
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