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 Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1

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munkeyflo
post Jun 6 2014, 01:43 PM

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QUOTE(bbgoat @ Jun 6 2014, 01:39 PM)
Rich person like Top Flo no need to play FD musical chair, watch/play musical chair at home.  rclxms.gif  tongue.gif
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Ehh where got rich person. I still need to work wan leh! That's why no free time play musical chair sweat.gif
pinpinmiao
post Jun 6 2014, 01:57 PM

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RHB Islamic FD 12 Month 3.7%

bbgoat
post Jun 6 2014, 01:59 PM

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QUOTE(munkeyflo @ Jun 6 2014, 01:43 PM)
Ehh where got rich person. I still need to work wan leh! That's why no free time play musical chair  sweat.gif
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Oic, I thought Top Flo "working" to count the money, so no time to play FD musical chair. Like BCC, Top FLo also working late into the nite counting monies ................. drool.gif drool.gif tongue.gif
kpc007
post Jun 6 2014, 02:30 PM

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hi, Maybank officer unaware of that Maybank 6 months promo? Care to share where can I locate it? Can't seem to locate via Maybank online portal... to show them. Thanks.
razorboy
post Jun 6 2014, 02:38 PM

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QUOTE(Gen-X @ Apr 12 2014, 09:59 AM)
OCBC BANK - Minimum RM10K. Promo ends 31st July 2014.

Fresh Funds Options

Option 1 - 18 Months Tenure. First 6 months 3.6% and remaining 12 months 4%.

I think it's First 12 Months 3.6%,remaining 6 months 4%

OCBC

Anyway, from TS's blog, what I could derive is, if I can part with my money for 18 months, OCBC it is, 12 months then Affin Bank it is. Amirite?

This post has been edited by razorboy: Jun 6 2014, 02:39 PM
gchowyh
post Jun 6 2014, 02:55 PM

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QUOTE(munkeyflo @ Jun 6 2014, 01:43 PM)
Ehh where got rich person. I still need to work wan leh! That's why no free time play musical chair  sweat.gif
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Guess now no need to play musical chair since there is no really attractive deal for the past several months. biggrin.gif
munkeyflo
post Jun 6 2014, 02:59 PM

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QUOTE(kpc007 @ Jun 6 2014, 02:30 PM)
hi, Maybank officer unaware of that Maybank 6 months promo? Care to share where can I locate it? Can't seem to locate via Maybank online portal... to show them. Thanks.
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Hm. Their staff told me about it but can't seem to find any info of it on the net.

QUOTE(razorboy @ Jun 6 2014, 02:38 PM)
I think it's First 12 Months 3.6%,remaining 6 months 4%

OCBC

Anyway, from TS's blog, what I could derive is, if I can part with my money for 18 months, OCBC it is, 12 months then Affin Bank it is. Amirite?
*
Yea Affin Bank straight forward FD for 12 months is the best rate I guess.

QUOTE(gchowyh @ Jun 6 2014, 02:55 PM)
Guess now no need to play musical chair since there is no really attractive deal for the past several months. biggrin.gif
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Yea, FD promo also quite quiet for the past few months. Now mainly promo on long term only laugh.gif
razorboy
post Jun 6 2014, 03:01 PM

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QUOTE(munkeyflo @ Jun 6 2014, 02:59 PM)

Yea Affin Bank straight forward FD for 12 months is the best rate I guess.

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hmm, might go do it on the coming Monday. I wish I'm better at investments like shares and UT. Just can't wrap my head around those things.
SUSSarah Jessica
post Jun 6 2014, 03:28 PM

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Are you all sure OPR to go up? hmm.gif BNM are unpredictable nod.gif
bbgoat
post Jun 6 2014, 03:54 PM

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QUOTE(Sarah Jessica @ Jun 6 2014, 03:28 PM)
Are you all sure OPR to go up?  hmm.gif  BNM are unpredictable  nod.gif
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Well, it is reported in the newspaper. We just have to wait until July and see. Of course it is just the likelihood of it happening. smile.gif
davinz18
post Jun 6 2014, 03:58 PM

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it's seem a lot of people are into short-term FD ie 3mth & 6mth FD.
juz hope we don't get disappointed if BNM didn't increase OPR rate in July rolleyes.gif
Human Nature
post Jun 6 2014, 04:09 PM

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QUOTE(pinpinmiao @ Jun 6 2014, 01:57 PM)
RHB Islamic FD 12 Month 3.7%
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HI, any further info on this? Better option than UOB or Ambank promo
bbgoat
post Jun 6 2014, 04:18 PM

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QUOTE(davinz18 @ Jun 6 2014, 03:58 PM)
it's seem a lot of people are into short-term FD ie 3mth & 6mth FD.
juz hope we don't get disappointed if BNM didn't increase OPR rate in July  rolleyes.gif
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Well, for me, I put in BR for 3 months at 3.6%. So no harm even if OPR not changed in July. But based on economic data and what BNM Governor has said in the newspaper, likely for OPR to go up. smile.gif
davinz18
post Jun 6 2014, 04:34 PM

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QUOTE(bbgoat @ Jun 6 2014, 04:18 PM)
Well, for me, I put in BR for 3 months at 3.6%. So no harm even if OPR not changed in July. But based on economic data and what BNM Governor has said in the newspaper, likely for OPR to go up.  smile.gif
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juz realized got news report regarding higher export for April & it's add pressure for rate hike in July & Sept blush.gif
bbgoat
post Jun 6 2014, 04:36 PM

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QUOTE(davinz18 @ Jun 6 2014, 04:34 PM)
juz realized got news report regarding higher export for April & it's add pressure for rate hike in July & Sept blush.gif
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If OPR goes up, those with loan will be unhappy. sad.gif
davinz18
post Jun 6 2014, 04:42 PM

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QUOTE(bbgoat @ Jun 6 2014, 04:36 PM)
If OPR goes up, those with loan will be unhappy.  sad.gif
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Those with FD happy, those with Loans unhappy smile.gif
giko
post Jun 6 2014, 05:22 PM

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QUOTE(bbgoat @ Jun 6 2014, 04:18 PM)
Well, for me, I put in BR for 3 months at 3.6%. So no harm even if OPR not changed in July. But based on economic data and what BNM Governor has said in the newspaper, likely for OPR to go up.  smile.gif
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just started a FD a/c with BR - 3 mths @ 3.6%. HLB banker's chq at rm5.15 is expensive! shakehead.gif

bbgoat
post Jun 6 2014, 05:30 PM

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QUOTE(giko @ Jun 6 2014, 05:22 PM)
just started a FD a/c with BR - 3 mths @ 3.6%. HLB banker's chq at rm5.15 is expensive!  shakehead.gif
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Ya, I did mention last few days ago about RM5.15 for banker's cheque for some banks. This is on the high side. shakehead.gif
Human Nature
post Jun 6 2014, 05:32 PM

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CIMB is charging RM5.15 too. There is a list of the fee according to bank at the 1st page of previous version
pinpinmiao
post Jun 6 2014, 05:39 PM

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QUOTE(Human Nature @ Jun 6 2014, 04:09 PM)
HI, any further info on this? Better option than UOB or Ambank promo
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just received an sms from RHB bank. can't find further info else where.

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