Ya read through.
Sorry not familiar with FD promotion thingy.
For OCBC promo, option 1, it's mention tenure 18 months. 6 months : 3.6 % and remain 12 months is 4%.

What happen after 18 months? I normally put my FD 5-10 years .

Maybank offered me 3.48% for 6months , I think is fund fd

Please clarify, fund fd ??   

I also don't know what he saying 
He said it was a promotion , 3.48% for 6months , dunno what promotion , forget the name

Was told by Maybank that they have FD promo - 3mths @ 3.40 pa. Min Deposit RM25K. Promo ends 30 April 2014 or until fully subscribed. Forgotten to ask if it is Islamic or Conventional FD or what is the size of the fund.

Sorry. It is Maybank 3mths @3.40% p.a.  Min Deposit RM25K. Promo ends 30 April 2014.

Bro, it is stated in the Ad, Minimum Fresh Fund RM20K and RM40K for Existing Customers and New Customers Respectively.

Updated Post#1 and My Fixed Deposit Page showing the ad where the Fresh Fund amount was stated.

Thanks for the May bank FD info.. 

May Bank FD Countdown 3 -- 3 Months FD Promo

Captain,
Regarding to Am Bank FD Promo posted on the main page:
Am Bank Islamic FD Promo - Extended to 31 May 2014
.....
.....
....

Was told by Maybank that they have FD promo - 3mths @ 3.40 pa. Min Deposit RM25K. Promo ends 30 April 2014 or until fully subscribed. Forgotten to ask if it is Islamic or Conventional FD or what is the size of the fund.

Ha, interesting. So you normally put for 5-10 years ? Which are the banks that your normally use and getting good rates ? Just trying to learn from the "veterans" as so far I have not put any FD >2 years.

After the 18 months, withdraw and find another FD promotion. 

Was told by Maybank that they have FD promo - 3mths @ 3.40 pa. Min Deposit RM25K. Promo ends 30 April 2014 or until fully subscribed.

Thanks for the May bank FD info.. 

May Bank FD Countdown 3 -- 3 Months FD Promo

Enjoy a popular campaign return with FD "Countdown 3" from 1 April till 30 April 2014. What
you have to do is just perform a minimum placement of RM25,000 per receipt for Retail/Individual customers or RM50,000 per receipt for SME/Business Banking, Sole Proprietor, Partnership, Club/Societies/Association.

Campaign Rates are as follows:

1-2 Month: 3.25% p.a.
3rd Month: 3.70% p.a.

Effective Rate 3.40% p.a
Prevailing Board Rate: 3.05% p.a

Terms & Conditions:
http://www.maybank2u.com.my/WebBank/fdCdown140414_tnc.pdf
Bank Negara MPC Meeting Schedules 2014

3rd  --- 08 May 2014 (Thursday) 
4th  --- 10 July 2014 (Thursday) 
5th  --- 18 Sep 2014 (Thursday) 
6th  --- 06 Nov 2014 (Thursday) 

Source:
http://www.bnm.gov.my/index.php?ch=mone&pg=mone_mpc&lang=en

Captain,
Regarding to Am Bank FD Promo posted on the main page:
Am Bank Islamic FD Promo - Extended to 31 May 2014

Minimum Fresh Fund RM20K and RM40K for Existing Customers and New Customers
Respectively  ----> this is for non-individuals like sole-proprietorships or companies..

This is for individuals:
Minimum fresh fund for new customers: RM 20K (50%:50% ratio)
Minimum fresh fund for existing customers: RM 10K (50%:50% ratio)

Oh thanks.

So after that back to standard board rate according to OCBC : 12 months. ?

MBSB sets sights on full-fledged bank in 2 years
http://www.thestar.com.my/Business/Busines...ank-in-2-years/

KUALA LUMPUR: Malaysia Building Society Bhd (MBSB) hopes to become a full-fledged bank in the next two years regardless whether it undertakes a merger and acquisition (M&A) route or as a stand-alone entity. 

Its chief financial officer Tang Yow Sai said on Tuesday MBSM has completed 80% of the compliance and criteria needed to become a full-fledged bank.

"We expect to meet another 20% of the compliance and criteria requirements over the next two years," he said after the AGM.

MBSB president and CEO Datuk Ahmad Zaini Othman said the MBSB was capable of being a stand-alone bank without any M&A, if the shareholders are willing to put in capital and grow the company.

He added MBSB could be a stand-alone full-fledged bank as it was already quite "clean and lean".

Zaini acknowledged there could be some challenges in this regard, noting that one form of the other, a banking licence is needed if was to operate as a bank.

Updated 1st Post
Bro, what I do without you. First time I read was 20/10, then another bro asked about the minimum amount, so I rechecked and read the wrong one!!! You know lah I half blind, hahaha. Luckily I posted the image of the ad which states the above too.

Was in BR today to place another FD 2 years for 4.1%. Still cannot run away from BR.  The rate was lower than 4.2% for 2 years before Nov 2013.

Took out from UOB. Though UOB has 13 months 3.65% FD, but still lower than BR's. Also lazy to play the fresh fund game with UOB. 

2 more years!!

Top Goat, I placed my 18 months FD (effective rate 3.87%) with OCBC this afternoon.
Just as usual, no gift was given, and no smile from the OCBC female rep at all,
perhaps she just broke up with her boy friend recently..

This OCBC 18 months FD counts interest for 545 days, so my FD maturity date is
19 October 2015.

Did you get the last day interest from your UOB FD?
Last time UOB did not pay me the last day interest.