QUOTE(statikinetic @ Apr 10 2014, 08:53 PM)
Descendents enjoice haha.
how much need to earn to afford 300k car?
how much need to earn to afford 300k car?
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Apr 11 2014, 08:30 AM
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Apr 11 2014, 08:34 AM
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QUOTE(FindingGamerWife @ Apr 11 2014, 08:11 AM) actually, i spend more than 15 days a year enjoying mother nature, and 7 hours a day on weekdays relaxing (5.00pm to 2.00am is my hours). Weekends i cross country cycling. Spending and enjoyment has a middle parameter, which is the util efficiency. I maximise utility per unit dollar, thats why everyday is a holiday to me. I go to work, update some spreadsheets, socialise and go out to talk with clients, or go to investment talks and seminars. 5.00pm-2am is my private hours. This is how i become happy despite my own spending patern. people think the only way to be happy, is to spend. but they end up spending 300k on a car yet get stuck in a jam 3 hours a day, while i spend RM3 per month on my mode of transport, and spend 10 minutes traveling a day they spend 20k-30k on a 1 week holiday packages to city centres like france, while i can spend 3k-5k and enjoy 3-4 weeks of mother nature. Thats why, many people are trapped. without efficiency of spending money, without thinking on what they spend, they keep on buying expensive items which gives little to no happiness. And thats their own downfall. And many different analyst and sector specialist and professionals say what im saying in a different way. They say after the 4th house, you will just go for properties They say once you achieve millionaire, you can be more relaxed They say you need to achieve some kind of net worth. But in reality, the threshold is not magnitude of wealth, it is the wealth relative to spending. IE: financial independence. If everyone can live like this, there will be no more financial crisis, no more wastage of resources. Sad to say, human nature is not like that. Greed, wealth, luxury, showing off, all kicks in man. |
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