how much need to earn to afford 300k car?
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 Apr 10 2014, 08:00 PM
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#1
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If you are crazy 10k
If you are obsessed 15k if you are desperate 20k if you are rational 30k if you are wise 40k-60k if you are low profile 70k-100k if you are frugal 100k-200k if you are cheap 200k-300k |
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Apr 10 2014, 08:04 PM
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#2
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QUOTE(kopihazelnut @ Apr 10 2014, 08:01 PM) pay cash la.. why do poor with bad financial management always think that buy cash is the best thing? its only true if you are really really really really really rich |
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Apr 10 2014, 08:10 PM
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#3
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QUOTE(Sammich! @ Apr 10 2014, 08:06 PM) Not cheap la. Maybe can say Car fanatic. some CEO can, some businessman can, SIA pilots can. The problem with Malaysians we measure income by monthly earnings , because most of us are salary earning serfs. The more accurate way to measure your income is how much each on annually basis. Like businesses or people taking up projects if lets say a project gave u an ROI of 600k , and if it took you 6 months to complete the project and get full payment that would mean you actually make 100k per month.Where can earn 100 per month. Najib also dun earn so much la |
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Apr 10 2014, 08:10 PM
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#4
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QUOTE(FindingGamerWife @ Apr 10 2014, 08:03 PM) if i earn 20 million a month also i wont buy a 300k car. when you earn so much , invest 5k-10k on a depreciating asset to give you better comfort ,peace of mind and safety is priceless . Never discount on safety because they can cost you much much more than thatmy brains will immediately go ka ching, forcing me to sell said car immediately (maybe get RM260K back),invest in a trust fund, generating returns of RM30K per year, and buy a Myvi by taking the longest bank loan (hopefully my car cost is RM600 per month) so the RM30K returns per year, i invest it in another trust fund, netting me RM6K per year, enough to cover my car cost Hence, instead of losing 300k on a car, i use the RETURNS OF THE RETURNS of the price, to buy a myvi. |
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Apr 10 2014, 08:13 PM
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#5
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QUOTE(Sammich! @ Apr 10 2014, 08:11 PM) Ceo business man and pilot won't buy 300k car liao. Will be 1 million car liao Dont be so sure , its subjective actually everyone has different priorities,mindset and interest , and not all pilots,ceo and businessman earning more than 10kThis post has been edited by sgt goebellx: Apr 10 2014, 08:13 PM |
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Apr 10 2014, 08:17 PM
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#6
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QUOTE(FindingGamerWife @ Apr 10 2014, 08:13 PM) The problem is, driving smart is a waaaaaay better method to reduce death chance, rather than buying an expensive car. thats a given however remember Andrea Pininfarina died because he choose to take the risk to ride on vespa and get run over by an 80 old manthe chances of death in a car is already low but chances of death in a car, given you are driving smart, is darn near 0.00% To me, the only reason to buy a car so expensive, if im a CEO of a company i dont fully own, so i can use company funds to buy said car, and "expense" it and charge my shareholders |
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Apr 10 2014, 08:22 PM
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#7
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QUOTE(Sammich! @ Apr 10 2014, 08:21 PM) Ceo not earn more than 10k then wat the point b Ceo haha Just like university degrees there come from many quality and sizes . Self important serf with illusion of grandeur always think everything in big scalesThis post has been edited by sgt goebellx: Apr 10 2014, 08:22 PM |
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Apr 11 2014, 05:30 PM
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#8
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QUOTE(FindingGamerWife @ Apr 11 2014, 10:11 AM) it is normal for middle class serfs to attempt to lure you into their wasteful lifestyle. this is true They do so by - Pressuring you to get married with beautiful expensive wife - Pressuring you to buy expensive car - Pressure you to wear branded clothes - Pressure you to eat in expensive dining halls - Pressuring you to go on expensive holidays - Pressure you to have expensive weddings etc. They will say you have no life if you dont marry beautiful expensive wife OR do not have exp car OR not using branded clothes OR not going to expensive diners OR not going to expensive holidays OR not having an expensive wedding. In short, you have no life, unless you live like a middle class serf. Thats why, majority of malaysians are middle class serf. they have no ability to say no, and hence, they get swept in wasteful lifestyle, and get drowned in debt. Do whatever you want. Live however you want to live. Do whatever you enjoy. your life is yours. Not theirs.  just live the way u want as long as it makes u happy dont let others dictate how you should live your life. I can afford branded stuffs but I dont splurge on them simply because i cant afford it , nowadays u see many youngsters with minimal income or average income indulge themselves with luxury good that cost more than their salary in order to "elevate" their status. I dont understand how a few thousand ringgit belts,shoes and handbags can change your life and your status when you struggle to meet months end and live in poverty. Irrational spending will just put u further and further away from your life goals. This post has been edited by sgt goebellx: Apr 11 2014, 05:30 PM |
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