Will someone share their rebalancing technique ? I am interested to know the cheapest way to rebalance for small potato investor like me.

I am holding RHB-OSK Indonesia Equity fund, it has grown over 15% profit from my capital. I am cautious and wanted to protect my profit because tomorrow is the Election Day for Indonesia, presidential election in three months. I decided to sell off all my profit but remain the capital intact.


Since the earnings does not exceed RM1000, it does not make sense to Intra-switch to another fund because minimum switching required RM1000 plus RM25 switching fee. That is a hefty 2.5% based on the minimum switching amount. To save on SC, i sold the fund and cash in the profit to cash management fund.

Only then I use cash management fund to top up RHB-OSK GEYF with the usual 2.0 service charge.

As a new investor, did I get the rebalancing concept right ? Is there is better way to save the service charge? I saw the prospectus has transfer fee at RM5, what is it?

What happened to GEYF ? If I remember correctly, this fund does not have distribution.

Top up time.