hmm, my ut portfolio also all time high right now. you guys recommend to sell them? cuz like u all said, it will drop afterwards.

or keep it still?

Great advice!
It was for long-term saving. so it's best to let it stand still. but avoid buying lump sum at this point i guess. topup few hundreds still okay.
So dont mind me asking, usually will go up at peak around mid of the year period? and thne drop drop drop till year end isit? 

okay, now i get what u mean. basically trying to keep 60/40 equity/bond ratio every 3-6 months. if either one goes up or drop, readjust so taht it goes back to  60/40.

thanks alot for the advice

btw, what are some of the bonds u recommend for start up?

Hmm, FSM now selling wholesale funds from Franklin Templeton but only to qualified investors. Too bad I'm not a qualified investor.

Why RHB-OSK Income Fund 2 instead of other bond funds?

isnt it the same as Hwang Select Bond Fund?

Thanks for the info David! One more noobie question, how does the UT returns work? Is it sort like every month, there's an evaluation, if there's positive returns, the money are credited to your bank account? What if there's a negative return? Means my UT value drops?

What is wholesale fund and how does it differ from the current ones offered on FSM?

Hi all, please forgive to me ask a such silly question.

What time can we buy/sell fund in fundsupermart.my??
and it will take a day to process right if we using maybank2u

Hi everyone who has been using FSM for their UT trading, here's a few questions I'd like to ask before I finally register an account for myself at FSM:

1) Is the platform secure?
2) Do I still entitled to get hard-copy statements for my transaction and regular report of my investment?
3) The discount in service charge is only applicable to first transaction or all future transaction? It seem VERY ATTRACTIVE to have 2% SC as compared to ~5.5% if I buy conventionally from agents
4) Switching of funds within the same fund house in FSM is FREE?

Thanks all and I'd be glad to hear from you guys!

Here is my funds' performance as end of April (up to 29/4/14 only)

FSM1 (self)
Overall IRR - 8.06%
Best fund - Kenanga Growth Fund - IRR 25.65%, ROI 13.71%
Worst fund - KAF Global Equities - IRR -2.21%, ROI -0.61%

FSM2 (Wife)
Overall IRR - 7.04%
Best fund - Eastspring Small Cap - IRR 54.21%, ROI 15.79%
Work fund - Eastspring Global Leaders MY (inv since Nov'13) - IRR -16.4%, ROI -3.95%

PM
Overall IRR - 9.13%
Best equity fund - Public Islamic Sector Select - IRR 16.04%, ROI 28.95%
Worst equity fund - Public Ittikal - IRR 10.07%, ROI 24.19%

My KAF GEF is improving, a month ago IRR was -6%, now -2%. Eastspring Global Leaders invested end of last year and still negative IRR, ROI drop by about 3.6% from 3 weeks ago together with Eastspring GEMF.

How is your overall IRR?

April has been quite a good month. MoM my portfolio gain around 1%+. Still waiting for chance to increase my GEYF and PGSF exposure. Unit trust currently on hibernate mode already. Stock giving more excitement now, although small cap stocks got hit 2 days straight 

I think my portfolio will have not much action in May.

Your stock portfolio how many % ROI return already? *ignore all the complicated calculation please. It's Friday*

I am planning to buy into US mutual fund for diversification purpose. May I know which good fund to choose and what is the platform to buy? Can I buy from fundsupermart?

Thank you. =)

Hi all, i started back again @ thread v1 recently.

I have little confusing.
How actually UT "makes" money?
Is it thru buying and selling or it will grow by investing money in?

Please correct me~

Thanks pink spider,
so we will gain from the dividend distributed right?

Noticed lots of spoon-feed me newbies (even some oldbies) coming in?
Market's topping? 

time to <'ala Kramer> - "SELL SELL SELL!" ??heheh