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 Fundsupermart.com v6, Manage your own unit trust portfolio

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SUSPink Spider
post Aug 20 2014, 10:12 PM

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QUOTE(BATMAN99 @ Aug 20 2014, 10:06 PM)
I wonder why Kenanga Growth and Eastspring Small Cap dropped given the fact that KLSE rose today contributed by the inflow of foreign fund + high local trade volume and value?
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Bro, u expect those funds to go up and up and up for eternity meh?

Did u question when KLSE dropped but the funds rose? tongue.gif
SUSPink Spider
post Aug 20 2014, 11:14 PM

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Eastspring Equity Income is one of the most stable MY equity fund
SUSPink Spider
post Aug 20 2014, 11:41 PM

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QUOTE(David83 @ Aug 20 2014, 11:17 PM)
Define stable? Slow grower like CIMB Principal Asia Pacific Dynamic Income Fund?
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Yes. See its chart...almost a straight line.
SUSPink Spider
post Aug 21 2014, 11:18 AM

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QUOTE(xuzen @ Aug 21 2014, 11:12 AM)
My equities portion of my portfolio return for this month has been lacklustre....

The bolehland fund is sideways, the foreign funds tanked south. Relatively only the money market fund is giving strong positive return.

Xuzen
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It's one of those months.

My portfolio (excluding money market fund) 1-month return is negative. But 3-months still positive. Not yet trigger for aggressive top up.
SUSPink Spider
post Aug 22 2014, 01:31 PM

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QUOTE(adele123 @ Aug 22 2014, 09:02 AM)
the AMB guy not free to attend?
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AMB chief is a lady...Sheila something. Met her before during a FSM CNY dinner.
SUSPink Spider
post Aug 23 2014, 09:03 AM

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QUOTE(Kaka23 @ Aug 23 2014, 03:49 AM)
New version please
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3AM shocking.gif

Happy hour mana? brows.gif
SUSPink Spider
post Aug 23 2014, 12:30 PM

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QUOTE(Kaka23 @ Aug 23 2014, 12:29 PM)
no happy hour la.. slept at 10pm, then wake up pee.. then check lyn a while lo..
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laugh.gif laugh.gif laugh.gif
SUSPink Spider
post Aug 25 2014, 01:20 PM

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QUOTE(David83 @ Aug 25 2014, 12:42 PM)
Guys, get ready!

[attachmentid=4108108]
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rclxms.gif Good...this 3 days no need see FSM website/Bloomberg/MarketWatch
SUSPink Spider
post Aug 25 2014, 01:39 PM

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QUOTE(ZH888 @ Aug 25 2014, 01:35 PM)
Guy, come on guess what is the discount? my guess 1%, but BIGGEST wor... maybe 0% possible?
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Knowing FSM...I doubt 0%. Maybe 0.5%? tongue.gif
SUSPink Spider
post Aug 26 2014, 10:22 AM

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QUOTE(adele123 @ Aug 26 2014, 10:18 AM)
i'm also new. just getting ideas from other forum-ers and researching on the funds. leaning towards aberdeen though.
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Bear in mind Aberdeen is Islamic fund, cannot invest in entertainment, tobacco, breweries and banking stocks.

Yeah its performance is decent, but I'd suggest u to combo it with another global fund...in what proportion, up to u.

Mine:
Aberdeen World 1:1 CIMB Global Titans

Maybe u can try
Aberdeen World 2:1 CIMB Global Titans? wink.gif

This post has been edited by Pink Spider: Aug 26 2014, 10:23 AM
SUSPink Spider
post Aug 26 2014, 11:44 AM

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QUOTE(adele123 @ Aug 26 2014, 11:37 AM)
Yup. Thanks for your pointer. Been looking at other global funds too (cimb & rhb). I’ve been skimming through earlier posts (few months back) just to get a different perspective as well. 

Well, in hindsight, Islamic funds may not be so bad. tongue.gif

Banking – GFC. I like insurance companies though.
Casino – China anti-corruption
Tobacco/alcohol – I like these 2 though.
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RHB? Which RHB fund?

IMHO unless it's a Feeder Fund into a well-known/big name Target Fund, avoid RHB global funds like a plague.
SUSPink Spider
post Aug 26 2014, 12:55 PM

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QUOTE(adele123 @ Aug 26 2014, 12:23 PM)
GAF, GEYF. Maybe Global Fortune. also feeder fund ma.

i've seen your previous comments on GEYF.  tongue.gif just looking, very likely not touching.

GAF, feeder fund, black rock, feels like i can trust it.  smile.gif
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GAF is a global BALANCED fund, u sure u want exposure to bonds? If yes, go ahead.

QUOTE(Arvinaaaaa @ Aug 26 2014, 12:22 PM)
hi guys..i have been investing in public mutual fund for about 5 years now..

i want to invest more, but the 5.5% they sapu is kinda unacceptable..

thats why im considering fsm..

1. how reliable it is? i scared like they bankrupt or something like that.

2. what is the minimum amount to invest?

3. which fund to invest..any suggestion??

thank you very much
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1. FSM is (previously) under OSK, now under RHB. Licensed/accredited by Securities Commission and Federation of Investment Managers Malaysia.
2. Min is different for different funds...go see the fact sheet/prospectus of the funds that u are interested in and FSM website.
3. Talk the FSM Client Investment Specialist...it's a free service. Go under "Contact Us"
SUSPink Spider
post Aug 27 2014, 09:33 AM

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QUOTE(woonsc @ Aug 27 2014, 12:55 AM)
bukan bukan.. 1 k , so RSP untuk bulan pertama sahaja, tak ade 1k initial..
so RSP RM200 into 5 diff funds for the 15th of the moneth.. after that cancel!  brows.gif  brows.gif
understand ka?
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Pandai budak ni brows.gif
SUSPink Spider
post Aug 27 2014, 09:35 AM

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QUOTE(Arvinaaaaa @ Aug 26 2014, 11:36 PM)
That time I was 15..bank officer which is my family friend handle for me.

Now FSM I'm handling it..clearly I got some reading to do about FSM smile.gif
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I remember there's a rule stating that underaged cannot invest in funds blink.gif
SUSPink Spider
post Aug 27 2014, 10:00 AM

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QUOTE(Arvinaaaaa @ Aug 27 2014, 09:57 AM)
Dafuq man? 20 years old still cannot invest? Minimum 21??
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u said u WERE 15 then...see your previous post

@FSM:
QUOTE
I am above 18 years of age and eligible to apply for unit trust. I confirm that I have read, understood and accepted the terms and conditions in the relevant prospectus and Fundsupermart website. I have also read and understood the Unit Trust Loan Financing Risk Disclosure Statement. I agree to be bound by the terms and conditions of the prospectus and Fundsupermart website. I hereby instruct and authorize you to carry out my instructions as indicated. I agree that you may transfer and disclose any information relating to me and my account, which is necessary for carrying out these services and/ or for compliance, to relevant entities involved in unit trust and the Securities Commission. I agree and acknowledge that the value of the Investment(s) may go down and up and by instructing you to apply for any Investments on my behalf, this risk which I am prepared to accept. You shall have no Liability whatsoever to me for any losses I may suffer as a result of the performance of any Investment(s).


U have to tick the above otherwise FSM won't let u buy anything

This post has been edited by Pink Spider: Aug 27 2014, 10:02 AM
SUSPink Spider
post Aug 27 2014, 10:14 AM

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QUOTE(Arvinaaaaa @ Aug 27 2014, 10:04 AM)
Lol bro haha..15 was 5 years ago when I invest in pm..now 20 tongue.gif
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Your banker could get into trouble for allowing you to invest...unless u invest using your ma/pa's name
SUSPink Spider
post Aug 27 2014, 10:18 AM

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QUOTE(woonsc @ Aug 27 2014, 10:15 AM)
haha did you tried last time? when capital short?  rclxm9.gif  rclxm9.gif
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To smooth out my entry cost over a few months tongue.gif

This post has been edited by Pink Spider: Aug 27 2014, 10:18 AM
SUSPink Spider
post Aug 27 2014, 10:43 AM

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QUOTE(Arvinaaaaa @ Aug 27 2014, 10:40 AM)
What's dca? Sorry not familiar with these terms/abbreviation
So what u telling me is to put RSP rm200 for 5 funds.. Then just leave it? So if I don't have enough fund for the RSP at the 2nd month it will just cancel the contract automatically?

BTW RSP= 1% sales charge , normal=2% sales charge right?
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RSP is only for convenience...sales charge is the same as normal purchase transaction.

DCA = Dollar Cost Average, just another name for RSP
SUSPink Spider
post Aug 27 2014, 10:46 AM

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QUOTE(Arvinaaaaa @ Aug 27 2014, 10:31 AM)
Exactly as bolded

Anyways..you got any recommendation on specific equity or balanced fund to take BASED ON YOUR EXPERIENCE? I plan to take up to 5 funds with RSP rm200 in each fund then cancel RSP when 2nd month as the guy told above and then add manually starting from 2nd month. Is it possible like that?

I'm asking your experience because I not sure which fund to choose..just asking ur opinion..thanks

woonsc u too bro, and opinion on which equity fund to choose? And my RSP method above can work? Thanks bro
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U can start from FSM's Recommended Funds and Recommended Portfolios. Use that as a base and learn how to build/structure a portfolio.

In fact, most if not all of the funds I'm holding are/were once Recommended Funds by FSM.

Share my portfolio:

RHB-OSK Emerging Markets Bond
Hwang Select Opportunity
Hwang Select Asia ex Japan Quantum
CIMB-Principal Asia Pacific Dynamic Income
CIMB-Principal Global Titans
Aberdeen Islamic World Equity
Eastspring Investments Global Emerging Markets

And of course, RHB-OSK Cash Management Fund 2 tongue.gif
SUSPink Spider
post Aug 27 2014, 10:54 AM

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QUOTE(Arvinaaaaa @ Aug 27 2014, 10:48 AM)
Ok..so I think what I going to do is choose 5 funds..RSP rm200 into those funds for the first month.
Then cancel RSP for the 2nd month, and handle it manually from there on

How? Or got any better recommendations?
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Can...that's low cost and fast way of starting a portfolio

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