Overall IRR of my UT investing is 5.6%.

But it's not really that meaningful, cos it included performance of funds previously bought thru EON/HLB at Sales Charge of 5-6%, and funds which I dumped (at a mistake) during 2010/2011 slump.

I am a Hwang-PRS contributor since inception so let me pen my thoughts on this matter.

I am tempted to contribute to Hwang-PRS Shariah Growth Fund which is essentially a daughter fund of Hwang AIIMAN but I did not.

For me, my portfolio is too overly exposed towards M'sian equity via my EPF-MIS. That is why I went for Hwang-PRS Growth instead plainly for diversification as that one has exposure towards Asia Ex-Japan.

Hence again it all depends on individual, if you are not overly exposed to M'sian equities, than Hwang-PRS AIIMAN is a great investment vehicle. As for my situation, even though the numbers favours AIIMAN, I have to contribute to a lousier fund in the name of diversification.

Xuzen

Yes, I included all my previous mistakes as well in the calculation

That is why you have to adjust your exposure to volatile funds as you get older and hopefully wiser. When retire at age 60, you should have at least 2 years of spending in money market or cash deposit in order to ride out any recession that may hit the rest of your funds. Both bond and equity fund would be hit by recession, just their magnitudes are different.

April has been quite a good month. MoM my portfolio gain around 1%+. Still waiting for chance to increase my GEYF and PGSF exposure. Unit trust currently on hibernate mode already. Stock giving more excitement now, although small cap stocks got hit 2 days straight

Today my REITs doing well

I think my portfolio will have not much action in May.

Your stock portfolio how many % ROI return already? *ignore all the complicated calculation please. It's Friday*

Err...strictly ROI...past 12-months ROI I think about 14-18% (total returns i.e. dividends included)

ROI as at end Apr 14



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got bullets? prepare to do some shopping in May, which is known for sell offs historically...

what a coincident.....
Do You Sell In May And Go Away? [2 May 2014]

http://www.fundsupermart.com.my/main/resea...?articleNo=4587

from FSM.......Apart from just reading this article, all of our investors will be able to gain more insights on this "Sell in May and Go Away" strategy as Fundsupermart.com is organising a seminar surrounding this strategy in May. Aside from going to Kuala Lumpur and Penang, the Fundsupermart team will be going to Johor Bahru too! Stay tuned!


This post has been edited by yklooi: May 2 2014, 10:30 PM

why u no update ur blog medical card plan?
many plan come out already

changed job and very bz nowadays....but if you have those med card info, do email to me. will post it as soon as i can

why u change job?

u can ask the COI from agent

This month no ammo to top up...

What you used it for? Sounds like a lot..

Finally, JB is in the picture for Fundsupermart. It should be drive by more and more member in this area.

I am planning to buy into US mutual fund for diversification purpose. May I know which good fund to choose and what is the platform to buy? Can I buy from fundsupermart?

Thank you. =)

http://www.fundsupermart.com.my/main/fundi...umber=MYRHBUSEF

Anyone heard of Franklin Templeton Fund? But have to buy in SGD from FSM. The fund looks good =)