planning to dump global titan and osk GEY and maybe reduce m'sia allocation soon.

CMF or similar.... everything up too high and too quickly

I saw that too...now it is ok

why would you said that? there are definitely some funds in the 1% SC list that are focused in the regions/countries that are of "cheaper" valuation with more upside potential.

if you trust FSM....then read this
http://www.fundsupermart.com.my/main/resea...tarRatings.svdo?

Investing in markets is sometimes like trying to catch a ball. You don't position yourself at where the ball has been in order to catch it. In order to catch a ball, you position yourself at where you think it is going to land. So, when looking at markets, don't get engrossed tracking where it has been and how it has been performing. Of far more vital importance is where you think markets will be! Accordingly, using historical performance to judge where you think future market performance will be does not usually turn out well. Just because the US market had a great year last year doesn't mean it will have yet another great year this year. And conversely, just because Asian markets had a relatively quiet year last year doesn't mean this year will be a quiet one as well.

Looking forward, I see much to be positive about Asian markets but the markets here have not raised much to reflect that. So, there is the opportunity to enter Asian markets now. This is exactly like catching a ball. You look to where you think it will land, not where it has been. I believe Asian markets will surprise many on the upside going forward. The key thing is to be patient. Asia's time will come.

Asia's Time will Come
https://secure.fundsupermart.com/main/resea...SJBlog_20140602
This is personal blog penned by Sui Jau to express his personal investment views and his unit trusts portfolio.
Sui Jau is the General Manager of Fundsupermart

For those of you who are wondering when or if markets will crash in the future, fear not – they will crash again sometime. But as to when it’ll happen, your guess is as good as mine and no one really knows for sure.

But, like I just mentioned, what we do know, is that stock markets around the world will crash again in the future. Stock market volatility is just part and parcel of the game and it really is as natural as how night follows day.

My American colleague Morgan Housel once did a study on the frequency of crashes for the S&P 500 (a widely-followed American stock market index) going back to 1928, and found that a 10% drop from a recent high occurs as frequently as once every 11 months.

Now, it’s not hard to imagine someone questioning why he should even be investing in stocks if prices can crash so frequently. But just consider this: despite all the calamities (both natural and man-made) that America has endured, the S&P 500 has gone up more than 10,000% since 1928.
http://www.fool.sg/2014/01/07/what-to-do-w...market-crashes/
(click refresh when prompted to log in)



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I once managed to talked to some staffs in the investment house....they said that they need to inform authority at least 2 weeks before any buy or sell of stocks....some form of regulatory requirement to "prevent" insider trading.....so maybe 1/2 million is max? he could have outer investment vehicles like stocks, properties, etc?

This post has been edited by yklooi: Jul 4 2014, 12:05 PM

every month/quarter there is a chance I think....companies need to announce performance results....with such high P/E.....comes with high expectations....when some BIG names cannot meet the expectations....their stock price drops.....then index dropped....investors see index dropped.....then....

maybe that is why I cannot see FSM m'sia GM post that.

or he is just 1/2 million fly...ha-ha there are other bigger targets leh....
Number of millionaires in Singapore up 5 per cent to 105,100 - See more at: http://www.straitstimes.com/news/business/...h.lS8FHdNR.dpuf

This post has been edited by yklooi: Jul 4 2014, 12:13 PM

cash over a year....you did not buy in after the "crashes of both bonds & Equities" in end of May 2013?

yess...that is why they recommend to have a diversified portfolio.....try to have a little bit of here and there....but heavier on areas of lower valuation for more upside potential.

remembered this posting by "wongmunkeong"
go to page #37, read post # 738 + a few more postings following that
hope that will clear your misconceptions (which I think u r right all along)

would you said that, if you had read this posting before......
posted in Mar 2014.... (now is july...had gone up more since than).

"Since January 2013, the gains in the stock prices for the small cap stocks were due entirely to higher valuations. In fact, during this period, earnings and dividend growth were both negative.

This explains why the P/E ratio for FBM SCAP Index went up by a significant 179%, much more than the gain in the index of 47%.

Please let me repeat. Prices for small cap stocks have risen by 47% since January 2013 at a time when the earnings and dividends of these same companies have fallen.

Is that reasonable? Yes, if the starting valuations were low. This was true in January 2013 when the P/E ratio was 9 times and price-to-book ratio was 0.75 times for the FBM SCAP Index.

Is it still rational now? The P/E multiple today for the small caps is 25 times and the price-to-book ratio is 1.10 times. Even if you believe in the stock market, it is better to switch to the FBM KLCI stocks.

It should be noted that the FBM SCAP price to book is almost always below one time (please see Chart 2). The reason for this is simple. Why would you buy a small cap, illiquid – and sometimes risky -- stock above its asset value?"

read entire article and charts and data at
http://www.theedgemalaysia.com/highlights/...nal-values.html

This post has been edited by yklooi: Jul 6 2014, 01:27 PM

if you believe in FSM research....then try reading this. it shows the undervalued funds to focus at.
http://www.fundsupermart.com.my/main/resea...tarRatings.svdo?
but if you want consistent return soon,.....try max out your EPF contribution. (I think can self contribute max to RM 60k)....
btw, how much consistent return you are looking at? how soon is the soon?

ooops cannot attach excel file..."Upload failed. You are not permitted to upload a file with that file extension."
wondering why?

This post has been edited by yklooi: Jul 6 2014, 04:52 PM

yes,...wanted to show you an ROI estimation worksheet, to play around.
ex....if you got lump sum of RM 5000,...split 2k to FD & 3K to EQ fund that can gives at least 7% ROI
(historical performance charts, aim for funds that can gives min 7%, (if can give you > the better) for the past 5 yrs). I know past performance may not repeat it self---but at least it is a safer choice
with that split into 40FI:60EQ ratio, you can still get > 5% ROI..instead of focusing on 1 or 2 good performing funds (which may now be overvalued)
play around the different asset class and its $$ allocated

yes, thank you "wongmunkeong"...now can attach.

This post has been edited by yklooi: Jul 6 2014, 05:25 PM


Attached File(s)
 ROI_estimation.zip ( 10.67k ) Number of downloads: 27

saw this at today's Staronline
"WHEN the going is still fairly good, nobody likes a prophet of doom.

But these days, almost every conversation with bankers, developers and various businessmen ends with that sinking feeling of the economy going into a slowdown in the second half of the year.

Economists are already predicting a slower second half for Malaysia. We are not going to see the 6.2% kind of growth in the economy that we had witnessed in the first quarter."

http://www.thestar.com.my/Business/Busines...l-that-bad-but/

wow,...between 30 June till 7 July,
HSAQ + 2.06%.
HSAO + 2.31%

2.31% in 7 days that is my records.
i dun know how to calculate leh....just held on to Asia X Jpn for their 5 Star status only.....
FSM says 5 stars.....i blind blind follow
Btw,...the HSAO i had in since Aug...till now is still +0.9% ROI...ha-ha. but YTD is 7.59%. it jumps this year
maybe "thinking" of reducing my EQ % for some months...before the end of the tapering....
because after taper ends, interest rate "IS" expected to go up...volatility is expected....
OLD man like me no strong balls liao.
what u think?

This post has been edited by yklooi: Jul 8 2014, 06:18 PM