any promo on the Cash back card application?

if you have late payment or partial payment that caused you to be charged with interest, they will take 10% off the interest.

I bought an iMac before with 12-months installment plan using Maybankard 2 AMEX at The Curve's Machine store.

with GST in April, I think you will be charged another 6% on the RM2.00

OT: I know that TNB payment can be scheduled for future payment (pick a Saturday) with Amex card 2 via Maybank2u.

Nowadays, reward points is close to worthless. You'll never know when the depreciation game starts again.

Is there even an annual fee?

Just filed in my application for Plat CB also. It's practically a free card now that the old GST is gone.

I was told that I will be put under the dual card promo, too.

When I asked about what's the benefits of getting 2 cards (1 of the card being the generic card), I was told 2 cards will be given and they both sharing credit limit.

Thought it through and there is no added value, I insisted only 1 card and not 2.

I think it's just the matter of the credit card telemarketers to sell 2 cards (volume).

Why need 2 when 1 is all that you need. The 2nd card is a generic card that gets you 1 bonus point per RM1.
knowing the current trend of bonus point reward, I rather not, even if it's free.

NIL

if got, I would have said yes.

This post has been edited by laymank: May 12 2015, 03:40 PM

How come no free gift for my offer?

That's what I did. And they called to take my details and talked about Dual card bundle, but without free gift.
CIS!

Stumbled across the Dual Cards offer from CIMB, so they do have but insignificant.

http://www.cimbbank.com.my/content/dam/cim...us-campaign.pdf

Huh!? Every new card will bundled with Zing card? I thought optional punya!
Anyway, if you don't activate it, should be ok still.

2-3 working days.

Yes, the RM50 gomen tax is gone.

Yes again, no more tax if it says 'lifetime annual fee waiver'.

so the saga continues.

After insisting on just 1 card, instead of the duo combo cards application, the Tele-CS still proceed my application with combo cards....

How did I find out? Received 2 letters stating my combo cards are ready for collection/on its way through delivery (still haven't received them though).

Called CS to request for cancellation of the other card that I don't want. Was told that the combo promotion gives RM25 for RM500 spending. I said No.

a few days later, CS called to ask why I wanted to cancel, told her I never applied for the other card. Reiterated the RM25 rebate promotion. I responded that I am not interested.

In the end, CS said if I accept the card, I will get RM25 without doing anything, I said OK.

LOL