How did you apply it? if applied online got RM150. minus GST still have RM100. Free money, if me, sure take it.

Hmm, how do you define emergency? So, even if you go to supermarkets, you prefer to use cash? Even though you can use credit card?

I personally think there’s no harm in keeping (unless you are the indiscipline type, uncontrollable spending, then maybe abstain from credit cards, I don’t know) and there’s benefit cause at least for the next 2-3 months (according to T&C, ends 31/12/2014) you get some cash back from buying air tickets online.

T&C

if don't like, can cancel next year.

no sos, it is from me as i am using it.
Sign up during promo, swipe 3 times but they debit RM50 only.
Called CS and thats what they told me.

yes, then when i dig further in from CS, those promo one also like kena conned liao. 
coz they dont debit all RM150 for you. only RM50 per year for next 3 years.

whats the different from other card holder which dont have promo, they also can help to waive it.