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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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njan77
post Mar 17 2014, 11:13 AM

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Guys,
Just to ask, I have mistakenly made double CC payment (RM1.2k 2x) to HL for the month of Feb. I always pay in full every month.
The problem is the extra payment is suppose to pay for UOB CC (almost same amount).
I call the CS but during the CS on hold to check about it the call was disconect- damm the CS they never call back to me.
Its possible to get back the money.
njan77
post Mar 17 2014, 11:39 AM

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Thanks for the reply, seem that i need to dig out from my ASB to pay for UOB CC... sad.gif
njan77
post Jun 28 2014, 11:44 AM

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Hi all,
I just receive the cash on call from HLB. The rate they give is very attractive for me to refuse (although I didn't really need the cash).
I took RM10.1k with interest rate 3%. Also with 4 month interest free if took above 10k.
After minus the interest free month, the total interest is only 2%...which is much batter that Bank Rakyat.

njan77
post Jun 29 2014, 10:12 AM

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QUOTE(onnying88 @ Jun 28 2014, 10:48 PM)
I think u double check the rate, I receive the call too but the offer rate is around 8-9% if I'm not mistaken.

3% is lower then FD rate for 12month ady.
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Its 3% with RM12 processing fee. I don't really need the money, so just park it in ASB to earn dividend.

This post has been edited by njan77: Jun 29 2014, 10:13 AM
njan77
post Jun 29 2014, 10:43 AM

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QUOTE(aeiou228 @ Jun 29 2014, 10:27 AM)
You make sure it is not 3% p.m. or 3% upfront. Otherwise it can be more expensive than 9% p.a ASB.
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Its 3% p.a and the period is for 1 year , They have sent the confirmation latter after they bank in the money. I believe it still worth to take the offer and put the money somewhere else for higher dividend.
Previously I also took offer from UOB for 11k with 4% rate. Also put into ASB.

This post has been edited by njan77: Jun 29 2014, 10:45 AM
njan77
post Jun 30 2014, 08:54 AM

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QUOTE(aeiou228 @ Jun 29 2014, 10:18 PM)
What is the monthly instalment amount for the HLB cash on call then ? First 4 months instalment is lesser than the last 8 months ?
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From the latter I received the payment for cash RM10.1k that I took is
1st 4 month is RM841.70
next 8 month is RM866.90
njan77
post Jul 6 2014, 10:27 AM

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Does anyone know is Buraq Oil Petrol station fall under Petrol category
njan77
post Jul 6 2014, 12:59 PM

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QUOTE(victorywp @ Jul 6 2014, 12:19 PM)
all the while i thought buraqoil only accept cash. sweat.gif
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There is one near my house (Kubang Menerung near kepala batas) that accept credit card but I didn't try it before.

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