Only 1 GST according to their explanation and can be waive you swipe your card within 45 days. Only for first year
(*someone please confirm)

However for both the WISE & GSC card there is charges for GST and both got waived.
WISE:-
18-Feb-14 18-Feb-14 15 SERVICE TAX / CUKAI PERKHIDMATAN 50.00
02-Apr-14 02-Apr-14 RM50 CASH REBATE<br/> 50.00 CR (*if swipe within 45 days which i guess is simple task)

GSC:-
18 FEB 18 FEB GST SVC FEE CHARGE 50.00
18 FEB 18 FEB WAIVER 50.00 CR (*instant waive)


About the annual fee, seems like there is no such transaction in my WISE but for my GSC it appear after my first swipe with it and got waive instantly.
So I guess for the GSC all annual fee and GST will be waive instant while WISE card will get the GST and annual fee after a year, which hopefully can be waive after call in

GSC Annual Fee:-
19 APR 19 APR ANNUAL FEE 150.00
19 APR 19 APR ANNUAL FEE WAIVER 150.00 CR (*instant waive as well~)

That's one of the bad thing for WISE card. *Mobile and Utility was include but not for TM/Unify/Streamyx.. zzz..

Wish they add in TM and Insurance in the category

This post has been edited by nescheez: May 17 2014, 04:04 PM

Got a PENSONIC PTW-110 delivered from HLB PCM Perfect Marketing Sdn Bhd today. Seems legit. Wonder how I got it.

I read there is a promotion from HLB sign up get a PTW 201 RI wRM369 end last year Oct, but I got my card sign around mid February through walk in. Did not notice there is any sign up promotion with i sign up and regret it later. Wondering is the fan sign up promo got pro-long til Feb this year.

Mayb will call in HLB CS later to clarify. So scare kena one of those scam.

Then maybe I can call in and ask how come I'm just getting a PTW 110 instead of a PTW 201 RI. Haha. (greedy fellow)

Actually I can't see any down side for getting a combo. Just treat it as a 2-cards will do. Since only 1 AF and 1 GSC charge for 2 cards. Thinking asking family member getting a 2nd WISE card. Must fully utilizes !