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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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mingyew
post May 6 2014, 11:09 AM

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Anyone have tried pay TNB or other utility bill at TM Point or TM point kiosk machine? Is entitled for rebate?
mingyew
post May 6 2014, 11:46 AM

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QUOTE(rave0524 @ May 6 2014, 08:46 AM)
Saw this post. I already used Wise card for 1 year plus. Do everyone know this Wise card come with a card called GSC card? I was charge both annual fees for both Wise card and GSC card which is RM600 (RM300 each card)! and when I called and wanted to ask for waiver, the customer service said that you need to use at least RM100 for the GSC card to waive your RM300 annual fees! and when I said I want to cancel the GSC card, they said, these 2 cards are 1 pair, is a combo-pack. So you can't cancel individually. WTF?

You will be charged with RM600 annual fees for both cards. Think carefully before you subscribe. The agent won't tell you about this.
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Never heard about it. i just use one single piece of wise card.
mingyew
post May 6 2014, 12:15 PM

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QUOTE(fkinmeng @ May 6 2014, 12:11 PM)
just want to double confirm, if i apply for wise card and choose to pay my maxis bill online, let's just say my maxis is RM150.

i can pay online 3x RM50, and it will be consider as 3 transactions?

and pay online is through hlb online portal?

lastly, unifi consider under utilities?
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Unifi cant get rebate, but can entitle to meet the monthly requirement.

we can use www.payonline.com.my
mingyew
post Jun 4 2014, 02:42 PM

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Anyone know what is the different between:

Hong Leong Mach Visa and Wise card?
mingyew
post Jun 6 2014, 02:38 PM

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Just called HLB, SA said annual fees cannot be waived.

Those can be waived is newer card holder. :S

Is that true?
mingyew
post Jun 6 2014, 03:04 PM

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QUOTE(victorywp @ Jun 6 2014, 03:02 PM)
what he meant by newer card holder? don't tell me he was talking about the first year af waiver? lol...
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I have no idea. So you means, definitely can waive for all card holder? icon_question.gif
mingyew
post Jun 6 2014, 03:27 PM

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QUOTE(victorywp @ Jun 6 2014, 03:26 PM)
they have first year af waiver promo for new applicants. for second year af waiver is depends.
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What is the criteria to get 2nd year waiver?
mingyew
post Jun 10 2014, 01:56 PM

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Anyone using celcom line here? im thinking of using celcom aircash. mind to share is workable or not?
mingyew
post Jul 2 2014, 11:07 AM

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got charged annual fees + gst = RM210 ... quite killing...

100% cannot waived for both?
mingyew
post Jul 3 2014, 02:50 PM

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Just called again. Cannot waived for AF and GST. Confirmed.

I think those mentioned can waived last time is totally a fun story.

Anyone know how to apply supplementary card?
mingyew
post Jul 4 2014, 11:07 AM

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Anyone know what is the MCC code for www.payonline.com.my?

Is consider online transaction or is utulities MCC code if i pay utilities?
mingyew
post Jul 4 2014, 12:02 PM

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QUOTE(onnying88 @ Jul 4 2014, 11:59 AM)
No problem using payonline, but take note only tnb and syabas is under utilities category for rebate.

Split your bill into multiple of rm50 to to hit the requirement faster.

Already doing this with payonline for few month and getting the rebate too.
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Actually my intention of asking because of wise card user very expect on mcc code and i wonder if i pay tnb via payonline by using CIMB cash back credit, is that count online transaction? (5% rebate for any kind of online transaction)
mingyew
post Jul 4 2014, 12:10 PM

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QUOTE(onnying88 @ Jul 4 2014, 12:09 PM)
Mcc code then I'm not too sure, need others expert to answer u. I think anythings u pay using online payment method should be consider e-commerce transaction?  No?
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Let me try it and reply here. Thanks Onn Ying
mingyew
post Jul 4 2014, 02:31 PM

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QUOTE(andrekua2 @ Jul 4 2014, 02:29 PM)
I don't know who told you GST can waive but as for annual fee, I got mine waived.

No need threat want to cancel card or anything. Just ask nicely and got it. I think a couple forumers who also asked nicely get  waivers too. May be ours is only gold card and easier to waive. Who knows...
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Do we need to beg them for a long calls?

I call twice, talk very nicely, gold card only, the cs very firm on his stand.
mingyew
post Aug 14 2014, 05:27 PM

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QUOTE(99etaber @ Aug 14 2014, 12:20 AM)
Another bucks that is not under the cat..... sad.gif [attachmentid=4093590]
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Saw your FAH LIAN FOOD AND HERBS under groceries.

Is this store in OUG one?

SO if i buy baby milk powder there got rebate lor?
mingyew
post Aug 15 2014, 09:55 AM

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QUOTE(aeiou228 @ Aug 14 2014, 06:11 PM)
Tesco, Giant, Aeon Big etc also can get CB for baby formula.
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chinese herb shop cheaper a lot mar.
mingyew
post Aug 15 2014, 05:29 PM

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QUOTE(99etaber @ Aug 15 2014, 04:44 PM)
yup, in OUG.
I spilt my bill in 2 the other day, they swipe using different terminals. the 1 that got rebate is PBB terminal.
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Yeah, other bank terminal have different mcc code?
mingyew
post Sep 18 2014, 12:20 PM

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Anyone know Fook An Medial Hall, Happy Garden transaction consider as groceries?
mingyew
post Sep 18 2014, 01:30 PM

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QUOTE(cybpsych @ Sep 18 2014, 01:06 PM)
Most likely under pharmacy category.

Perhaps u can try? If don't buy stuffs there often, no need try lo.
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If under groceries then is very worth to buy formula milk there thumbup.gif

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